-- On average, Health Net's Clear Advantage PPO rates have been reduced 10% to 12% effective July 1, 2003! Request a quote today through Claremont and take advantage of these lower rates.

Health Net is one of the largest and most respected health care companies in California and offers numerous plans to meet the varying needs of small employers. Multiple plan designs with an assortment of benefit options provide choice to your customers:

• Health Maintenance Organization (HMO);
  
  
• Elect Open Access (EOA) - includes self-referral option to Health Net PPO providers;
  
  
• Preferred Provider Organization (PPO) - in-network deductibles ranging from no deductible to $750;
  
  
• Select 3-Tier Point-of-Service - includes HMO, PPO and open network benefits;
  
  
• Flex Net fee-for-service for out-of-state members without Beech Street PPO network access;
  
  
• Salud con Health Net HMO for members who want health coverage on both sides of the border, Los Angeles County and Mexico;
  
  
• Allied lines including Life, Dental and Vision plans

In addition, Health Net now offers even more flexibility with their new Choice Advantage plan combinations for groups of 10 to 50 employees and for larger groups of 51 to 125 employees through Clear Advantage.

Choice Advantage 80 and Choice Advantage 100

Choice – Minimum defined contribution of $80 or $100 per month, or 50% of the employee-only premium. Choose from a variety of Health Net plans including PPOs, HMOs and ELECT Open Access.

Flexibility – Choose coverage, pricing and payment formulas that best fit your clients unique needs. You can select among various choices for a defined contribution health plan and add options that make sense to your clients. Click here for details.

 

-- The good health of your client’s employees is Health Net’s #1 concern. Several programs are offered to members that can be found on the Health Net web site. Examples are described below:

New Online Report Compares California Hospitals
This innovative tool takes just seconds to produce a personalized report that compares hospitals for specific medical procedures. State and Federal health data are used to help members research a hospital’s past experience relating to a particular procedure. To view the new report, go to www.health.net, click on “California”, then select “Hospital Comparison Report”.

Treatment Guidelines Available Online
Health Net members can now access in-depth medical information that they might want to discuss with their physician or specialist. Treatment guidelines for doctors, as well as other useful care and treatment information is available at www.health.net. Click on “California”, sign-in as a member and then select “EBM Solutions”.

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Drug Formulary Changes
Effective August 1, Health Net is making some changes to their formulary for several popular cholesterol reducing and mental health medications including Lipitor, Zocor, Lovastatin, Celexa, Zoloft and Lexapro. Click here for more information.

-- Health Net wants to reward you with a trip to the Grand Wailea in Maui, to the Hilton at Torrey Pines in La Jolla or to the Ritz Carlton at Half Moon Bay. Become a top producer in 2003 (still 5 months to go) and earn a dream vacation in 2004. As with any broker bonus program, sales submitted through Claremont apply towards your qualification. We would like you to win one of these vacations, so click here for details or call us today.

-- Now, employers, employees and brokers can view, add and update enrollment information over the Internet. Also, Health Net billing statements can be viewed and paid online. Go to www.health.net, click on the employer tab, then select e-services for more information.