HSAs: Four Years Later and Growing Strong
By: Cora M. Tellez
July, 2008

The law creating Health Savings Accounts (HSAs) was enacted four years ago amidst growing concerns about the rising cost of healthcare and a burgeoning interest in what consumers can do to reduce cost and utilization given financial incentives to do so. In the intervening years, much has been written about HSAs, from glowing reports about adoption rates to raging criticisms about their impact on consumers who have inadequate tools to make good purchasing decisions about healthcare.

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