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Delta Dental Quoting

Employer contribution entered in Dental Contribution under Group Information affects the Delta Dental plans and rates returned. Please be aware that Delta Dental will require groups with 100% employer contribution to have 100% participation.

If you need assistance, please contact our Quotes team at quotes@claremontcompanies.com or 800.696.4543.

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Author Archive

Webinar: Cigna + Oscar Q1-2023 Updates

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Join the Cigna + Oscar (C+O) California sales team for an overview of important updates for the first quarter. Learn about their pricing, 2023 portfolio, network updates and more!

Select The Webinar Date and Time That You Prefer:

Space is limited. Register now!

Register Now

With rates comparable to Kaiser, and networks that include Dignity Health, UCSF, Stanford, and Sutter, Cigna + Oscar brings together the power of Cigna’s nationwide and local provider networks, and Oscar’s member-focused tech-driven experience, to deliver small group health insurance that meets the unique needs of California small businesses and their employees. To learn more about Cigna + Oscar, view our web page.

Note: Only licensed and appointed agents who are contracted with Cigna + Oscar are eligible for the bonus. Check out the Cigna + Oscar Appointments Guide for full instructions.

 

Questions?
Contact The Answer Team at 800.696.4543 or info@claremontcompanies.com.


Get The Latest News with Text Messaging!

Your success is important to us, and we’re actively working on new solutions to support you throughout the year. To get the latest news via text messaging in the future, simply provide your cell phone number here.

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Blue Shield 2023 Broker Roadshow Recording and Slides

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Blue Shield 2023 Broker Roadshow

If you missed the recent Blue Shield of CA Q1-2023 Small Business Broker Roadshow, view the recording (password: Blue123!) and presentation slides.

Contact us today for a Blue Shield quote!

Get a Quote


Resources

COVID-19 Resources

 

Questions?
Contact The Answer Team at 800.696.4543 or info@claremontcompanies.com.


Get The Latest News with Text Messaging!

Your success is important to us, and we’re actively working on new solutions to support you throughout the year. To get the latest news via text messaging in the future, simply provide your cell phone number here.

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Blue Shield Q1-2023 Updates

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Below are the Q1-2023 updates announced by Blue Shield of California. Make sure to enroll and take advantage of the Small Business Incentive Program and the Renewal Rewards Program.

Q1-2023 Rates

BSCA Medical Rate Action

New VirtualBlue℠ Medical Plan

Medical Plan Updates

Specialty Plan Updates

Eight new dental PPO plans will be added:

Teladoc

Blue Shield members have access to Teladoc’s national network of U.S. board-certified physicians. Teladoc medical doctors are available 24/7/365 by phone or video. Get the details.

Broker Bonus Programs

Contact us today for a Blue Shield quote and start earning rewards!

Get a Quote


Resources

COVID-19 Resources

 

Questions?
Contact The Answer Team at 800.696.4543 or info@claremontcompanies.com.


Get The Latest News with Text Messaging!

Your success is important to us, and we’re actively working on new solutions to support you throughout the year. To get the latest news via text messaging in the future, simply provide your cell phone number here.

Sign Up for Text Messaging

 

 

 

Covered California for Small Business Q1-2023 Updates

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To ensure your success in 2023, below are important updates from Covered California for Small Business (CCSB).

Quoting

January 1, 2023 effective dates are available for quoting through PRISM, our free and easy online quoting system.

Plan Updates

Health Net PPO plans will no longer be offered through CCSB beginning January 1, 2023. Existing employer groups and members will keep their CCSB Health Net PPO plan until the end of their plan year in 2023. New groups can continue to enroll through December 2022. At renewal in 2023, employer groups will need to pick a replacement CCSB plan from another carrier.

Bonus Program

‘A Partnership That Pays’ broker bonus program is available for coverage effective through January 1, 2023.

CCSB Advantages

Resources

To learn how you and your groups will benefit from Covered California for Small Business, contact us for a quote today!

Get a Quote

 

Questions?
Contact The Claremont Answer Team at 800.696.4543 or info@claremontcompanies.com.


Get The Latest News with Text Messaging!

Your success is important to us, and we’re actively working on new solutions to support you throughout the year. To get the latest news via text messaging in the future, simply provide your cell phone number here.

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Delta Dental – More Choice and More Competitive in 2023

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For groups with two to 99 employees, the Delta Dental Small Business Program (SBP) offers a wide variety of plans and options, all with comprehensive coverage and easy access to quality care and savings from their large networks. These plans are designed to be flexible so that your small business clients can choose the options that make the most sense for their business and budget. Here is what’s new for 2023!

Delta Dental - What's New

New Core 201 Plan

The leaner Core 201 plan replaces the Core 200 plan and features 100/80/0 coverage with a $750 annual maximum.

Higher Annual Maximum and More Orthodontic Coverage

Advantage 200 and 400 plans are getting a higher annual maximum of $3,000 and adding orthodontic options for adults and children. These plans offer orthodontics for adults and children with a $1,000 or $1,500 lifetime maximum.

Reduced Participation Requirements

The employer-paid participation requirement for adult orthodontics has dropped from 25 to five employees. With this reduction, more small groups will now be eligible for this optional adult benefit.

New Dual Choice 4 Plan

Dual Choice 4 features the new Core 201 plan as the low plan and Advantage 200 as the high plan with limited maximum options:

More Options for D&P Maximum Waiver and Orthodontia

These options have been added to the following plans:

SmileWay® Wellness Benefits

SmileWay Wellness Benefits

Delta members with any of these conditions are entitled to additional routine and periodontal cleanings. The member must advise their dentist at the time of visit and they can submit a specific note with the electronic billing for payment consideration.

DeltaVision

No plan changes for 2023. The 2022 rates will hold for 2023.

Rates and Quoting

Download the Delta Dental Small Business Program brochure to learn more. And explore Delta Dental’s SBP plan comparison.

Contact us today for a Delta Dental quote.

Get a Quote

 

Questions?
Contact The Answer Team at 800.696.4543 or info@claremontcompanies.com.


Get The Latest News with Text Messaging!

Your success is important to us, and we’re actively working on new solutions to support you throughout the year. To get the latest news via text messaging in the future, simply provide your cell phone number here.

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Beam Two-Year Rate Guarantee on New Dental and Vision (51-499) Business

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Beam has announced a two-year rate guarantee on new dental and vision business with 51-499 eligible employees – effective dates from October 1, 2022 to January 1, 2023.

In addition to dental plans with over 400,000 access points nationwide, Beam offers vision, life, disability, accident, and hospital indemnity coverage.

Contact us today for a Beam quote and help your groups take advantage of the promotion!

Get a Quote

 

Questions?
Contact The Answer Team at 800.696.4543 or info@claremontcompanies.com.


Get The Latest News with Text Messaging!

Your success is important to us, and we’re actively working on new solutions to support you throughout the year. To get the latest news via text messaging in the future, simply provide your cell phone number here.

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Covered California for Small Business – Free Health and Wellness Incentives for Members

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In addition to robust health plan benefits, Covered California for Small Business (CCSB) carrier partners provide members added incentives to support overall health and wellness. These include valuable discounts and free programs to help members reach their fitness and health goals.

 

CCSB: Free Health and Wellness Incentives


Along with California’s most comprehensive access to doctors and hospitals, CCSB health plans offer choice and control, with:

Partner with Claremont for:

Claremont has been a trusted CCSB partner since its 2014 launch, and we are the top producing general agency in our sales territory. From agent certification and quoting to assessing new group eligibility and resolving post-enrollment issues, our CCSB experts will provide guidance and support every step of the way.

Contact us today for a Covered California for Small Business quote!

Get a Quote

 

Questions?
Contact The Answer Team at 800.696.4543 or info@claremontcompanies.com.


Get The Latest News with Text Messaging!

Your success is important to us, and we’re actively working on new solutions to support you throughout the year. To get the latest news via text messaging in the future, simply provide your cell phone number here.

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Reliance Standard – RSL SmartChoice® Rate Reduction and Value Added Services

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Effective September 1, 2022, rates on RSL SmartChoice® STD, LTD, and Group Life new business have been reduced by 10%. Plus, there’s no fee for online billing through their portal. What’s more, your clients will get these free value added services:

Download the Value Added Services flyer to learn more.


Available to groups with 2 to 19 lives, the RSL SmartChoice® Small Group package offers comprehensive, flexible plan designs and standalone products incorporating STD, LTD, Life/AD&D, Dental/Eye Care, Critical Illness, and Accident Insurance.

Key Features

Plus, earn more when you sell RSL SmartChoice with Reliance Standard’s Premier Producer Program.

Learn more about RSL SmartChoice Small Group insurance products.

Offer employers the value of RSL SmartChoice coverage and contact us today for a quote.

Get a Quote

 

Questions?
Contact The Answer Team at 800.696.4543 or info@claremontcompanies.com.


Get The Latest News with Text Messaging!

Your success is important to us, and we’re actively working on new solutions to support you throughout the year. To get the latest news via text messaging in the future, simply provide your cell phone number here.

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ChoiceBuilder Adds MetLife Basic Life Plan to Portfolio

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With the addition of a new life plan from MetLife (effective December 1, 2022), ChoiceBuilder® now offers your clients two life carriers to choose from.

MetLife New Life Plan

Employer Sponsored Life Guidelines

Available to small businesses (2-500 employees), ChoiceBuilder is the best ancillary exchange in California, offering the nation’s premier dental, vision, chiropractic/acupuncture, and life insurance benefits in a single easy-to-manage program – with both employer-sponsored and voluntary coverage options. Plus, ChoiceBuilder can be offered alongside any medical plan, including CaliforniaChoice®.

It’s a great way to enhance your clients’ employee benefits package without the high cost of additional benefits or the difficulties of managing different services. There’s one application, one bill, and one point of contact for administration.

With more than 8,000 employers and 130,000 members across the state, ChoiceBuilder offers freedom, simplicity, and affordability.

Dental, Vision, Chiropractic and Life Carriers

ChoiceBuilder

Contact us today for a ChoiceBuilder quote!

Get a Quote

 

Questions?
Contact The Answer Team at 800.696.4543 or info@claremontcompanies.com.


Get The Latest News with Text Messaging!

Your success is important to us, and we’re actively working on new solutions to support you throughout the year. To get the latest news via text messaging in the future, simply provide your cell phone number here.

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California Unemployment Rate is The Lowest in 50 Years – Health Benefits as Important as Ever

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California’s unemployment rate fell to 3.9% in July, its lowest since 1976 and one of the lowest rates on record. This figure, published by California’s Employment Development Department, is a reminder that the labor market remains very tight throughout the state.

In addition to job gains across California, employees today have many options of where to work. Providing comprehensive health benefits are key to helping employers recruit and retain talent. Therefore, at your clients’ next renewal, advise them on how to implement a competitive health benefits program to maintain their workforce.

To learn more about the California labor market, read this KQED article.

 

Questions?
Contact The Answer Team at 800.696.4543 or info@claremontcompanies.com.


Get The Latest News with Text Messaging!

Your success is important to us, and we’re actively working on new solutions to support you throughout the year. To get the latest news via text messaging in the future, simply provide your cell phone number here.

Sign Up for Text Messaging