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To align more closely with medical underwriting, specialty coverage underwriting requires small businesses to employ an eligible common law employee to be eligible for group plans. All new sales with 2020 effective dates require a common law employee, eliminating owner-only businesses. Specialty coverage documentation requirements will be the same as for medical and based on the number of enrolling subscribers.
Blue Shield will no longer waive the 12-month waiting period on voluntary dental plans beginning with January 1, 2020 groups. The waiting period will be waived at the group level for groups with prior dental coverage with Blue Shield.
Visit Blue Shield’s Broker Connection to learn more.
Contact the small group experts at 800.696.4543 or email@example.com.