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Claremont Insurance Services

To keep you current on information critical to your business, below are updates and resources to support your sales and service efforts. To access our full library, visit the News and Industry Perspectives site.


Judge Freezes The Formation of
New Association Health Plans

Major provisions in the Department of Labor’s June 2018 final rule liberalizing the requirements for establishing Association Health Plans (AHPs) were put on hold last week. A District of Columbia judge found that key elements of the final rule were inconsistent with existing law. For now, no new AHP’s may be created and AHP’s established since the final rule went effective, may not be valid. Learn more.

Learn More

MetLaw Group Legal Plans

Do your clients' employees struggle with unexpected out-of-pocket expenses, stress, and loss of productivity from unscheduled time off due to common legal issues?

Offer them affordable legal coverage that adds value to the groups' benefits program, relieves employees' financial and legal concerns, and increases productivity.

MetLaw's Group Legal Plans: 

  • Provide coverage for a wide range of legal services, like wills and trusts, identify theft, and more.
  • Give access to top attorneys in person, by phone, email or mobile app.
  • Are available as an ER-paid and EE-paid voluntary product.
  • Participation as a voluntary product is from one enrolling employee.
  • Offer a monthly premium that translates to less than $1/day.
  • Have no waiting periods, usage limits, copays, deductibles, or claim forms.

Premium savings are available when combined with other MetLife lines for both new and renewing business. Get the details.

Get The Details

Recruiting Insights from LinkedIn

With today's tight labor market and fierce competition, employers must take a more strategic approach to employee benefits to recruit and retain top talent. Small employers are not immune to this challenge. Businesses of all sizes are competing for talent with Pinterest and Lyft as well as the same-sized company down the street.  

The LinkedIn Top Companies 2019 and Top Startups 2018 reports provide insights into the hiring and retention practices of some of the most attractive employers (70% are in the Bay Area) to job seekers.

Talking points for conversations with your employers:

  • Airbnb encourages its employees to get out of the office and into the world with $500 in employee travel credits each quarter. Employees can roll over their balance with no cap on its value.

  • Disney now pays full tuition upfront for part-time workers who are earning their high school diploma, college degree or are going back to school to learn a new skill.

  • Lyft recently introduced mental health benefits for employees, with training to help managers spot warning signs.

  • Johnson & Johnson offers pensions to new employees who become vested after five years. This is on top of a 401k plan, which J&J matches at 75 cents to the dollar or up to 6% of a worker’s salary.
  • PwC helps employees pay down student loan debt: PwC’ers can get up to $1,200 a year toward student loans for up to six years.

To learn more, read the full LinkedIn reports.

Read The Reports

Healthcare Reform:
Judge Freezes
The Formation of
New Association
Health Plans
MetLaw from MetLife
Group Legal Plans

Recruiting Insights 
from LinkedIn

•  •  •


Healthcare Reform
Knowledge Center

•  •  •

April 11 
• IEAHU Lunch
April 15 
• Application Deadline: 
  - TASC 
• OCAHU Golf Classic
April 17 
• LAAHU Symposium
April 18 
• SDAHU Lunch 
• SVAHU Meeting
April 23 
• CAHU CE Webinar
April 24 
• Application Deadline:
  - Covered CA for
    Small Business 
April 25 
• Application Deadline:
  - Chinese Community
    Health Plan
• GGAHU Sales
April 26 
• Application Deadline:
  - Reliance Standard
April 30 
• UnitedHealthcare
  Broker Roadshow
  San Francisco 
May 1
• UnitedHealthcare
  Broker Roadshow
  Santa Clara
May 2
• UnitedHealthcare
  Broker Roadshow
May 3
• Application Deadline:
  - Delta Dental
  - Humana
May 6
• Application Deadline:
  - Blue Shield of CA
  - MetLife
May 7
• Application Deadline:
  - Beam Dental
  - Choice Builder
  - Principal
  - UnitedHealthcare

•  •  •


•  •  •


•  •  •


•  •  •


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As always, we'll keep you informed about healthcare reform issues and news affecting you and your clients. Our knowledgeable team is here to help you succeed.

Contact the small group experts at 800.696.4543 or

Claremont Insurance Services
1000 Burnett Avenue, Suite 440, Concord, CA 94520
800.696.4543, License: 0B33256

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