Why Small Businesses Choose Covered California for Small Business

Thousands of small businesses across California have chosen Covered California for Small Business (CCSB) since its founding in 2014. The program has attracted double-digit membership growth for each of the last seven years. What drives its popularity among small businesses?

• Employee-only coverage.
• No admin or late fees.
• Easy onboarding.
• Fast certification.
• Multi-carrier portfolio.
• Exclusive tax credit.
• MyCCSB portal.

In addition to California's most comprehensive access to doctors and hospitals, CCSB health plans offer choice and control, with:

• 2 full-network PPOs — Blue Shield and Health Net.
• HMO offerings from Blue Shield, Kaiser Permanente, and Sharp Health Plan. And EPO plans from Oscar.
• 4-Tier Selection.
• Single consolidated monthly bill.
• Enrollments across all CCSB carriers.

Learn more and contact us today for a CCSB quote.

Sealants: Simple Procedure, Big Value

A commonly requested dental benefit by employees with children, sealant coverage is crucial to starting young people early on the right path for a lifetime of oral health. Parents naturally seek out the best for their kids, so a simple benefit like sealants that can help protect children’s teeth adds value to an insurance plan.

Sealant Coverage For Groups and Individuals
Considered preventive services, most Delta Dental plans cover dental sealants, so members can often get all their kids’ protective sealants at little or no out-of-pocket cost.

• Standard benefit in group Delta Dental PPO™ plans.
• All standard DeltaCare® USA plans cover sealants.
• Individual plans, both Delta Dental PPO and DeltaCare USA include sealant coverage:
  - Basic Plan and Premium Plan cover sealants at 100% after members reach their deductible.
  - DeltaCare USA individual plans cover sealants with a low copayment.

With the growing demand for sealants and the competitive job market, offering affordable, highly rated sealant coverage can give your clients the competitive edge to attract and retain top talent.

Get an explanation of sealants and why coverage is important, and contact us for a Delta Dental quote that includes sealant coverage.

RSL SmartChoice® Benefits

Available to groups with 2 to 19 lives, the RSL SmartChoice Small Group package offers comprehensive, flexible plan designs and standalone products incorporating STD, LTD, Life/AD&D, Dental/Eye Care, Critical Illness and Accident Insurance.

Key Features

• All products can be sold on a standalone basis.
• Class carve-outs are allowed on all products.
• No minimum premium requirements.
• Husband/wife and 100% family groups are eligible.
• 100% employer or employee paid at the same rates.
• And more!

Plus, earn more when you sell RSL SmartChoice with Reliance Standard’s Premier Producer Program.

Offer employers the value of RSL SmartChoice coverage and contact us today for a quote.

Annual US Employee Benefit Trends Study 2022

Employees needs have changed drastically in just a few short years due to an increasingly diverse workforce, a pandemic, and the lowest job satisfaction rate in 20 years. Today's workers expect employers to recognize the importance of their lives inside and outside of work.

Benefits are a powerful tool for serving the whole employee and meeting the needs of the entire organization. That’s true not only in the intense competition to win talent, but also in enabling and equipping employees to be their best, both at work and in their personal lives. In this ‘Age of the Employee,’ organizations that offer compelling benefits will be better positioned for success in these uncertain times.

MetLife's 20th Annual U.S. Employee Benefit Trends Study 2022, The Rise of The Whole Employee: 20 Years of Change in Employer-Employee Dynamics: Reimagining the Healthcare Employee Experience, provides actionable insights to help you recommend a benefits mix for employers that can help them satisfy the complex and divergent needs of their employees.

The MetLife Study Will Help You:

• Understand the rebalance of power between employees and employers.
• Dive deeper in the nuances of holistic well-being so you can help your clients' diverse workforce stay invested and productive.
• Learn how to design a richer overall benefits experience.

For insights, guidance, and expertise to share with your employer groups, download the MetLife Study.