Q3-2025 Rates Available for Quoting

Q3 plans are now available through PRISM, our free and easy online quoting system.

Q3-2025 Webinar Recording

For essential CaliforniaChoice and ChoiceBuilder Q3 updates and valuable insights that will position you for success, view the webinar "Q3 Scoop: What You Need to Know."

New Anthem PPO Plan with $5k In-Network
OOP Maximum

CaliforniaChoice has introduced the Anthem Blue Cross Platinum PPO B plan with a $5,000 out-of-pocket maximum, expanding their PPO offerings to 14. Contact us for a benefit summary.

CaliforniaChoice is the only small group (1-100 employees) private exchange for employee benefits in California. Partnering with 7 top health plans and 18 provider networks, CaliforniaChoice offers a variety of full and limited network HMOs, PPOs, and other benefit options to choose from – all at different price points so you can help your clients control costs and offer their employees choices. Learn more.

Contact us today for a CaliforniaChoice quote.

Q3-2025 Rates Available for Quoting

Blue Shield continues to deliver high-quality, accessible, and affordable healthcare solutions for your small business clients. Key Q3-2025 updates are outlined below.

Q3 Rates

• Q3 plans are now available through PRISM, our free and easy online quoting system.
• The Q3-2025 rate action is a statewide average of 1.9%.

Q3 Renewals

• July group renewals are available now, with August and September renewals coming online April 24th.
• Renewals can be processed through the Employer Enrollment Tool, with changes updated in real time.

Bonus Programs and Relaxed Participation Program

• Relaxed Participation Program continues through December 31, 2025.
• Small Business Incentive Program is in effect from February 1, 2025 through January 31, 2026.
• Specialty Bundled Savings Program is a perpetual program.

Get the details and access the resources. Contact us today for a Blue Shield of CA quote.

Q3-2025 Rates Available for Quoting

Q3 plans are now available through PRISM, our free and easy online quoting system.

Enhanced Delta Dental Orthodontic Eligibility

Starting with July 1, 2025 effective dates:

• It's now easier for your employer groups to offer ortho coverage to their employees. Orthodontic eligibility has changed from 10 or more enrolled employees (employer sponsored) and 25 or more eligible employees (voluntary) to 10 or more eligible employees with 5 or more enrolled employees (employer sponsored and voluntary), making it easier for employer groups to offer ortho coverage to employees.
• The Silver DPPO (voluntary only) plan waiting period for major services and orthodontic is changing from 12 months to no waiting period.

Available to small businesses (2-500 employees), ChoiceBuilder is the best ancillary exchange in California, offering the nation's premier dental, vision, chiropractic/acupuncture, and life insurance benefits in a single easy-to-manage program – with both employer-sponsored and voluntary coverage options. Plus, ChoiceBuilder can be offered alongside any medical plan, including CaliforniaChoice®.

Contact us today for a ChoiceBuilder quote.

Broker Trip, Member Perks, Broker Gift Card Program

Cypress Dental offers exciting rewards for brokers, including a luxury Tahoe trip contest, gift card bonuses, and enhanced member perks to boost your success.

• Broker Tahoe Trip Contest
  Enroll 500+ fully insured PPO members (effective dates from Dec. 1, 2024 - Sept. 1, 2025) and win a trip to the Edgewood Tahoe Resort. Airfare included for eligible Southern California brokers.

• New! Member Perks Program
  Your clients now enjoy discounts on health, wellness, meal delivery, streaming services, and more!

• Gift Card Bonus Program 
  Earn an Amazon gift card for every PPO dental group sold with an April 1, 2025 effective date or later:
  • $100 Gift Card for 3–20 Members
  • $250 Gift Card for 21–70 Members
  • $500 Gift Card for 71+ Members
  Add vision or life to the dental plan and get $25 extra per line.

Reminders

• Broker Bonus program: Qualify for 1-2% bonuses on premiums by meeting enrollment targets.
• Dental $5,000 Calendar Year Maximum available for qualifying groups of any size with prior coverage.

Get the details and take advantage of the broker bonus programs and member perks. Contact us today for a Cypress Dental quote.

Get The Latest News with Text Messaging!

Your success is important to us, and we’re actively working on new solutions to support you throughout the year. To get the latest news via text messaging in the future, simply provide your cell phone number here.

As always, we'll keep you informed about healthcare issues and news affecting you and your clients. Our knowledgeable team is here to help you succeed.

Questions?
Contact The Answer Team at 800.696.4543 or info@claremontcompanies.com.