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Claremont Insurance Services

To keep you current on information critical to your business, below are updates and resources to support your sales and service efforts. To access our full library, visit the News and Industry Perspectives site.


Business Owner Income Protection

Principal's more liberal definition of insured income for group life and disability policies is far superior to other carriers’ and helps address the unique needs of business owners while protecting their income. 

Life/AD&D Plans

  • Include an expanded definition of business owner compensation that looks at salary plus net profits averaged over the last two years.
  • Provide another level of security for business owners.

Long-Term Disability Plans

  • Include salary plus net profits averaged over the last two years for owners/partners earnings.

Increase your sales by helping business owners protect their income. Get the details.

Get The Details

2019 Broker Bonus Programs

Earn more with Principal's two bonus programs: the Production Bonus and the Persistency Bonus. Both apply to voluntary and non-voluntary dental, STD, LTD, life, and vision coverage, voluntary accident, and voluntary critical illness. 

Production Bonus
Earn rewards for placing new business with Principal. The more you sell, the higher the bonus factor. Whether you sell several smaller cases or just a few larger cases, you can qualify for a production bonus with new sale credits or premium production.

Persistency Bonus
Earn rewards for placing and keeping business with Principal. The more you retain the higher the bonus factor.

Learn how you can earn more with Principal's bonus programs. 

Learn More

Can my client offer one set of medical benefits to salaried employees and a different set to hourly employees? Get the answer.

Get The Answer

With our convenient FAQs, quickly find answers about the ACA, Covered California for Small Business, the San Francisco Ordinance and, in the General section, managing your agency during times of change.

Business Owner
Income Protection

Principal: 2019 Broker
Bonus Programs
Question of The Week

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Healthcare Reform
Knowledge Center

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February 21
• DCAHU Lunch & CE
• SDAHU Lunch
• SVAHU Lunch
February 22
• Application Deadline:
  - Covered California  
    for Small Business
• CCAHU Western
  Crab Feed
• SDAHU Corn Hole
  Tournament & Beer
February 28
• Application Deadline:
  - Reliance Standard
March 5
• Application Deadline:
  - Delta Dental
  - Humana
March 6
• Application Deadline:
  - Blue Shield of CA
  - MetLife
March 7
• Application Deadline:
  - Beam Dental
  - Choice Builder
  - Principal
  - UnitedHealthcare
March 12
• OCAHU Lunch "Ethics"
• VCAHU Event
March 15
• Application Deadline:
  - TASC
March 18
• IEAHU Symposium

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As always, we'll keep you informed about healthcare reform issues and news affecting you and your clients. Our knowledgeable team is here to help you succeed.

Contact the small group experts at 800.696.4543 or

Claremont Insurance Services
1000 Burnett Avenue, Suite 440, Concord, CA 94520
800.696.4543, License: 0B33256

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