Claremont Insurance Services

To keep you current on information critical to your business, below are updates and resources to support your sales and service efforts. To access our full library, visit the News and Industry Perspectives site.

Principal Promotions Extended Through July 1, 2020
Principal's more liberal definition of insured income for group life and disability policies is far superior to other carriers’ and helps address the unique needs of business owners while protecting their income.

Life/AD&D Plans

  • Include an expanded definition of business owner compensation that looks at salary plus net profits averaged over the last two years.
  • Provide another level of security for business owners.

Long-Term Disability Plans

  • Include salary plus net profits averaged over the last two years for owners/partners earnings.

Increase your sales by helping business owners protect their income. Get the details.

Get The Details

Covered California

After instituting two key policies designed to help and encourage more people to become insured, Covered California enrollment grew 1.6% to 1,538,819 members during the most recent open enrollment period that ended January 31.

New State Policies and Effective Outreach
Drive New Enrollment

  • Effective January 2020, the California Individual Mandate required residents to have health insurance coverage or risk a penalty.
  • California expanded the amount of financial help available to afford health coverage.
  • California extended its open-enrollment period through January 31, compared to January 15 last year.

New Special-Enrollment Period Announced
For those who were unaware of the state penalty or the new financial help, Covered California established a new special-enrollment period through April 30 to give residents more time to sign up for coverage. Learn More.

Learn More

Ease Webinar - Active vs Passive Enrollment: Active Wins

2020 SMB Benefits and Employee Insights Report

According to the recently released Ease Report, businesses are coping with premium increases by looking for ways to control costs and offering a greater variety of plans with a wider range of pricing.

Leading this trend is the West Coast with businesses offering double the number of health plan options - over 6 options, on average, than companies in other parts of the country.

The Report Features Trends On:

  • Healthcare Premiums and Contributions
  • Medical Plans Offered and Types
  • Medical Plans Chosen by Employees
  • Life Insurance, Critical Illness, and Other Voluntary Benefits
  • SMB Growth

To get updated on trends in benefit costs and adoption, and better service your small business clients, download the Ease Report.

Download The Report


Carrier Spotlight:
Principal -
Business Owner
Income Protection
Covered California
Enrollment Grows to 
1.5 Million

Ease 2020 SMB
Benefits and Employee
Insights Report

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Healthcare Reform
Knowledge Center

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February 28
• Application Deadline:
  - Reliance Standard
• CCAHU Annual 
  Crab Feed
• OCAHU Business
  Development Summit

March 4
• Application Deadline:
  - DeltaCare
  - Delta Dental

March 5
• Application Deadline:
  - Blue Shield of CA
  - Humana
  - MetLife

March 6
• Application Deadline:
  - Choice Builder
  - Principal
  - UnitedHealthcare

March 10
• IEAHU 29th Annual 
• OCAHU Lunch

March 11
• Covered California for
  Small Business 
  Educational Forum on
  Mental Health
• SBAHU Lunch & CE

March 13
• EBPA Employee
  Benefit Summit
• VCAHU Symposium

March 19
• GGAHU Medicare
  Marketing & Retention
• SDAHU Lunch

March 24
• Application Deadline:
  - Covered California
    for Small Business

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Get The Latest News with Text Messaging!

Your success is important to us, and we’re actively working on new solutions to support you throughout the year. To get the latest news via text messaging in the future, simply provide your cell phone number here.

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As always, we'll keep you informed about healthcare reform issues and news affecting you and your clients. Our knowledgeable team is here to help you succeed.

Contact the small group experts at 800.696.4543 or

Claremont Insurance Services
1000 Burnett Avenue, Suite 440, Concord, CA 94520
800.696.4543, License: 0B33256

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