The Latest News, Insights and Services for Brokers  |  View Online

Claremont Insurance Services

To keep you current on information critical to your business, below are updates and resources to support your sales and service efforts. To access our full library, visit the News and Industry Perspectives site.


A new rule regarding health reimbursement arrangements (HRA), for the first time explicitly permits employers to pay for an individual medical plan obtained by an employee without having to report such payment as income to the employee. The new rule, which takes effect in 2020, also establishes a new type of health reimbursement arrangement that can be used to pay for individual market ancillary plans obtained by an employee. Learn more.

Learn More

Improve Your Compliance Knowledge – Sign Up Now!

Claremont is hosting the next in our series of no-cost continuing education events Tuesday, July 30th starting at 12:30 pm. Earn two CE credits by attending the two one-hour courses “All Things Compliance" and “Landmines of PreTax Benefits.” 

Back by popular demand to lead the sessions is Carolyn McNairy, Vice President Compliance for TASC, our co-sponsor. Stay for the bonus session "A Briefing on The New HRA Rule."

Reserve your spot today! Space is limited. 

Sign Up Now!

Q4-2019 Small Group Rates and Updates 

Small group PPO rates will increase an average of 1.5% and HMO plans will increase an average of 1.0% for October through December effective dates.


  • Benefit plans and provider networks remain unchanged.
  • Employer eServices (EeS) moves to OptumID (OID) in August.
  • Teledoc® joins UHC Virtual Visits network of providers September 1, 2019.
  • SmileDirectClub offers no-cost dental benefits: 3D image or at-home impression kit, retainer, premium teeth whitening, plus discounted dental rates.
  • Vision benefits: expanded diabetes eye care, enhanced contact lens benefit, and children's eye care program. 
  • UHC Motion® program helps members earn health savings account credits, reduce healthcare costs, and boost well-being.

Broker Bonus
Earn up to $50,000 per group (in California) with at least 10 eligible employees and effective dates from February 1, 2019, through January 1, 2020.

Learn more about the rates, updates, and broker bonus. 

Learn More

Reputable, Syncs with Ease, Not Competitive with Brokers

A proven leader in human resources administration, tax reporting, compliance, and more, Heartland's hassle-free customizable payroll and HR services ensure client satisfaction and retention.

Integration with Ease

  • Eliminates duplicate entries in both systems and manual keying errors, while automating the updating of deductions as open enrollment occurs.
  • Automatically pushes new hire information, payroll deductions resulting from benefit additions or changes, and employee updates from Ease into the payroll system with a click of the mouse.
  • Allows brokers and employers to centralize employee records, set up and manage payroll, and combine benefits administration with HR administration, and tax reporting.

Protect Your Client Base
Heartland does not, and will not, compete with benefit broker partners by selling employee benefits. 

Payroll Referral Program
Brokers can generate an ongoing stream of revenue from every referral that results in a sold client.

Increase your book of business with Heartland's payroll, HR services, and integration with Ease. Learn more. 

Learn More

Contracts Terminated with Southern California Hospitals

Following months of negotiations, Blue Shield of California has terminated contracts (HMO/PPO/POS and Medicare Advantage) with Healthy Hospitals and KPC Hospitals System, effective June 30, 2019. Get the details.

Get The Details

Healthcare Reform:
Sweeping New Rule
on Health 
Continuing Education:
Improve Your 
Q4-2019 Small Group
Rates and Updates
Featured Partner:
Heartland Payroll –
Reputable, Syncs with
Ease, Not Competitive
with Brokers
Blue Shield of CA:
Contracts Terminated 
with Southern 
California Hospitals

•  •  •


Healthcare Reform
Knowledge Center

•  •  •

July 15
• Application Deadline:
  - TASC
July 17
• SAHU Member Lunch
July 18
• SAHU Drive to
  Support Childhood
July 25
• Application Deadline:
  - Chinese Community
    Health Care
  - Covered California
    for Small Business
July 30
• Two, One-Hour CE
  - All Things
  - Landmines of
    Pretax Benefits
July 31
• Application Deadline:
  - Reliance Standard
August 5
• Application Deadline:
  - DeltaCare
  - Delta Dental
  - Humana
August 6
• Application Deadline:
  - Blue Shield of CA
  - MetLife
August 7
• Application Deadline: 
  - Beam Dental
  - Choice Builder
  - Principal
  - UnitedHealthcare  
August 8
• VCAHU Casino Night

August 12
• GGAHU, SAHU, and 
  SVAHU 5th Annual
  Medicare Summit
August 14
• SDAHU PAC Day at
  The Races
August 15
• Application Deadline: 
  - TASC
August 20
  5th Annual Medicare
August 21
• SAHU Member Lunch
August 25
• NAHU Leadership
August 28
  2019 Senior Summit 
September 19
• DCAHU 3rd Annual
  Medicare Summit

•  •  •


•  •  •


•  •  •


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As always, we'll keep you informed about healthcare reform issues and news affecting you and your clients. Our knowledgeable team is here to help you succeed.

Contact the small group experts at 800.696.4543 or

Claremont Insurance Services
1000 Burnett Avenue, Suite 440, Concord, CA 94520
800.696.4543, License: 0B33256

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