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Claremont Insurance Services

To keep you current on information critical to your business, below are updates and resources to support your sales and service efforts. To access our full library, visit the News and Industry Perspectives site.

 CONTINUING EDUCATION

You're invited to attend two complimentary one-hour CE courses ERISA 101 and Landmines of Pretax Benefits co-hosted by Claremont Insurance Services and TASC, and presented by Carolyn McNairy, Compliance Vice President at TASC. And as a special bonus, we'll discuss the New HRA Rule during lunch.

With over 40 years of employee benefits and administration experience, Carolyn educates TASC's Group Sales Force, employee benefits consultants, general agents, carrier sales staff, providers and clients on ERISA, FMLA, COBRA, FSA, and ACA legal requirements.

Details: 

  • Date: Tuesday, July 30, 2019
  • Time: 12:30 pm to 4:00 pm PT (Lunch Provided)
  • Place: 1000 Burnett Avenue, Ground Floor,
    Concord, CA 94520
  • Cost: No charge to brokers. 
  • CE Credit: Two CE hours.
  • Bonus Content: The New HRA Rule

Schedule:

  • 12:30 pm to 1:30 pm – Lunch, TASC Overview, 
    Bonus: The New HRA Rule
  • 1:30 pm to 2:30 pm – ERISA 101 CE Course
  • 2:30 pm to 3:00 pm – Break
  • 3:00 pm to 4:00 pm – Landmines of Pretax Benefits CE Course

Don't miss this exclusive broker education event in Concord. Register to attend lunch and one or both CE courses! Space is limited.

Save My Seat
 CARRIER NEWS

Q4-2019 Small Business Rates and Updates 

Blue Shield has announced the Q4-2019 statewide average rate action for both PPO and HMO plans is 1.8%. Rate actions vary by region and network; regional rate actions for PPO plans range from -5.5% to +5.9%, and rate actions for HMO plans range from -0.9% to +4.3%.

Updates

  • Group renewal packets include a "Choice Chart" with quote estimates for alternative plans.
  • Groups on Full PPO plans may reduce premiums by 3%-12% by switching to Tandem PPO plans. 
  • Groups on HMO plans may reduce premiums by 11%-32% by changing to a Trio HMO plan.
  • Q4 renewal kits will be delivered digitally. Each group will have a unique microsite with all their materials online.
  • Delivery of online renewals will be consistent with your current renewal experience.
  • Beginning with October groups, renewal packets will include a new "Options" page with dental and vision plans and rates for groups that currently offer only medical plans.
  • Additional information on renewal changes can be found in the Small Business Renewals Online Guide.
  • The Bundling Discount program offers a 10% savings on dental and vision premiums when added to groups with Blue Shield medical plans.
  • Effective July 1, 2019, brokers will be required to provide their Producer ID from Incentive Compensation Management for verification purposes. Your Tax ID or social security number will continue to be accepted temporarily.

Broker Bonus Programs
Earn more with two broker bonus programs: the Small Business Medical Incentive Program and the Specialty Bonus Program.

Learn more about the updates and broker bonus programs. 

Learn More

IN THIS ISSUE
Continuing Education 
July 30 in Concord, 
Two One-Hour
CE Courses:
1. ERISA 101 
2. Landmines of
    PreTax Benefits
---------------------------------- 
Blue Shield of CA
Q4-2019 Small 
Business Rates and
Updates

•  •  •

RESOURCES
eQuote-to-Enrollment
Service

----------------------------------
Healthcare Reform
Knowledge Center

•  •  •

IMPORTANT DATES
July 25
• Application Deadline:
  - Chinese Community
    Health Care
  - Covered California
    for Small Business
---------------------------------- 
July 30
• Two, One-Hour CE
  Courses:
  - ERISA 101 
  - Landmines of
    Pretax Benefits
---------------------------------- 
July 31
• Application Deadline:
  - Reliance Standard
---------------------------------- 
August 5
• Application Deadline:
  - DeltaCare
  - Delta Dental
  - Humana
---------------------------------- 
August 6
• Application Deadline:
  - Blue Shield of CA
  - MetLife
---------------------------------- 
August 7
• Application Deadline: 
  - Beam Dental
  - Choice Builder
  - Principal
  - UnitedHealthcare  
---------------------------------- 
August 8
• VCAHU Casino Night

---------------------------------- 
August 12
• GGAHU, SAHU, and 
  SVAHU 5th Annual
  Medicare Summit
---------------------------------- 
August 14
• SDAHU PAC Day at
  The Races
---------------------------------- 
August 15
• Application Deadline: 
  - TASC
---------------------------------- 
August 20
• LAAHU and VCAHU
  5th Annual Medicare
  Summit
---------------------------------- 
August 21
• SAHU Member Lunch
---------------------------------- 
August 25
• NAHU Leadership
  Conference
---------------------------------- 
August 28
• OCAHU & SDAHU 
  2019 Senior Summit 
---------------------------------- 
September 19
• DCAHU 3rd Annual
  Medicare Summit

•  •  •

PRISM QUOTE
SERVICE


•  •  •

SECURE FILE
TRANSFER

•  •  •

ARCHIVES

•  •  •

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As always, we'll keep you informed about healthcare reform issues and news affecting you and your clients. Our knowledgeable team is here to help you succeed.

Questions?
Contact the small group experts at 800.696.4543 or info@claremontcompanies.com.

Claremont Insurance Services
1000 Burnett Avenue, Suite 440, Concord, CA 94520
800.696.4543, License: 0B33256

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