Trio HMO Plans

Blue Shield’s Trio HMO plans are a great way for small businesses to lower healthcare costs without sacrificing the coverage they need. With its quality network of providers (over 17,000 doctors in 26 counties) and enhanced customer service, Trio keeps healthcare costs – and, in turn, rates and premiums – as low as possible.

Benefits for Employers

• Lower benefits costs without shifting the cost to the employee through higher deductibles and copays.
• Typically lower premiums than Blue Shield’s Access+ HMO®, estimated at 12% to 15% less, depending on the region.
• Cost trends lower than Blue Shield’s Access+ HMO or full PPO, which can bring stabilization to annual price increases.
• More coordinated care, which can translate to faster returns to work and a higher level of employee wellness and productivity.

Benefits for Employees

• 360˚ customer service with Shield Concierge.
• $0 24/7 virtual care consults and mental health support online or by phone with Teladoc.
• $0 first visit on-demand doctor house calls with Heal™.
• myStrength digital program that helps members deal with stress, anxiety, sleep, and more.
• Extensive pharmacy network that includes major chains.
• And much more!

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Vision Plans

Digital eye strain is growing as people spend more time on their smartphones and computers. With industry-leading vision plans from Blue Shield, your clients can find the vision coverage that fits their needs.

Advantages

• Largest network of providers in California and nationwide.
• 98% in-network utilization.
• Bundling savings by adding vision to existing or new Blue Shield medical plans:
  - Small groups: 10% discount on vision rates.
  - Large groups: .5% discount on medical rates.
• Cost predictability with rate guarantees.

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Bundling Savings Program

Small businesses can save 10% on specialty coverage. The 10% discount will be applied to dental and/or vision premiums when added to new and/or existing small business medical groups.

Learn more about the Trio HMO and vision plan advantages, and how your groups can save 10% on specialty coverage.