Claremont Insurance Services

To keep you current on information critical to your business, below are updates and resources to support your sales and service efforts. To access our full library, visit the News and Industry Perspectives site.

 REOPENING CALIFORNIA
 

California is gradually reopening for business. On May 4 Governor Newsom announced the state government’s plan, including allowing the limited reopening of lower-risk businesses that began May 8, 2020.

Get all the resources you and your clients need to reopen.

Access The Resources
 


 
 

Many businesses are understandably in “defense mode” right now. But new insights from Silicon Valley Bank remind us that recessions are historically periods of increased new business formation.

Adversity Drives Innovation

  • With an ample supply of talented workers, lower opportunity costs, and the potential to ride the next wave of economic growth, recessions provide a great opportunity for entrepreneurs.
  • Annual company formation reached a record high during the years following the 2007/08 Great Financial Crisis (GFC).
  • Around 41% of today’s unicorns were founded during or in the aftermath of the GFC.

Despite the current economic climate, growth-focused brokers will want to ensure they are focused on serving the future benefits needs of these new businesses. Learn more.

Learn More




 
 CARRIER NEWS
 

UnitedHealthcare has announced a Special COVID-19 Dental and Vision Enrollment Opportunity to enroll employees who previously did not enroll in dental and/or vision coverage. This one-time opportunity will extend from May 18 - May 29, 2020 (June 1 effective date) and will be limited to employees who previously waived coverage or did not elect coverage for themselves or their dependents. Get the details.

Get The Details
 


 
Principal Promotions Extended Through July 1, 2020
 

COVID-19 has made it necessary for most dental offices to temporarily close for non-emergency services. In response, Principal has announced the following actions:

Dental Premium Credit
Fully-insured dental groups (both contributory and voluntary) will receive a 10% premium credit on their June through October 2020 invoices. The premium credit calculation is based on the prior month's billed premium.

PPE Payments to In-Network Providers
A $7 payment for personal protective equipment (PPE) will be paid to in-network providers with each member's dentist visit from June 1 through December 31, 2020. This payment will help offset the additional expenses for dental offices to maintain up-to-date infection control procedures and to reduce the risk of exposure to members. Additionally, this payment may help decrease the member's out-of-pocket costs.

Learn more.

Learn More




 
 

Boost sales by leveraging Principal’s promotions for new and existing clients (cases under 200 lives) with effective and renewal dates of September 1, 2019 - August 1, 2020.

New Business Promotions
Start-Up Dental Discount: 5% without orthodontia and 3% with orthodontia.

Extended Rate Guarantee Program:

  • Free 2-year rate guarantee on dental and short-term disability (STD) benefits for three lines of coverage.
  • Free 3-year rate guarantee on group term life and long-term disability (LTD) benfits for three lines of coverage.

Existing Business Promotions
Extended Rate Guarantee Program: Free 2-year rate guarantee when adding a coverage line to existing coverage.

Start quoting Principal today!

Quote Principal Today!




 
 QUESTION OF THE WEEK
Families First Coronavirus Response Act
 
Did the CARES Act expand the list of HSA qualified medical expenses? Get the answer.
.
Get The Answer
 


 

IN THIS ISSUE
Reopening Businesses:
Broker and Employer
Resources
---------------------------------
New Business Formation
During Downturns
---------------------------------
UnitedHealthcare 
Special Dental and
Vision Enrollment
Opportunity
---------------------------------
Principal:
• Response to Dental
  Office Closures
• Promotion Programs
  Extended Through
  August 2020
---------------------------------
Question of The Week

• • •

RESOURCES
eQuote-to-Enrollment
Service

---------------------------------
Healthcare Reform
Knowledge Center

• • •

IMPORTANT DATES
May 20
• CAHU & LAAHU Zoom
  Happy Hour

---------------------------------
May 21
• Mammoth HR (with
  ThinkHR) Webinar:
  Workplace Health & 
  Safety Post COVID-19

---------------------------------
May 22
• Small Business Majority
  Webinar: 30-Minute
  California Policy
  Update

---------------------------------
May 27
• CAHU & LAAHU Zoom
  Happy Hour

---------------------------------
May 29
• Application Deadline
  - Blue Shield of CA
  - Principal

---------------------------------
June 3
• CAHU & LAAHU Zoom
  Happy Hour

---------------------------------
June 4
• Mammoth HR (with
  ThinkHR) Webinar:
  The FFCRA - What
  Employers Need to
  Know

---------------------------------
June 8 and 9
• EIC20 Ease Innovation
  Virtual Conference

---------------------------------
June 10
• CAHU & LAAHU Zoom
  Happy Hour

---------------------------------
June 11
• IEAHU Lunch & CE
---------------------------------
June 12
• SDAHU Golf
  Tournament

---------------------------------
June 27
• NAHU Convention
---------------------------------
July 8
• GGAHU Annual Sales
  Symposium

---------------------------------
July 17
• LAAHU Annual
  Symposium

---------------------------------
July 29
• SAHU Virtual
  Business Expo

---------------------------------
August 5
• CAHU Women's
  Leadership Summit

---------------------------------
August 14
• OCAHU Celebration of
  Women in Business

---------------------------------
August 20
• BenefitsPro
  Broker Expo

---------------------------------
August 27
• SDAHU Pac Day at
  The Races


• • •

PRISM QUOTE SERVICE

• • •

SECURE FILE TRANSFER

• • •

ARCHIVES

• • •

CONNECT WITH US


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As always, we'll keep you informed about healthcare reform issues and news affecting you and your clients. Our knowledgeable team is here to help you succeed.

Questions?
Contact the small group experts at 800.696.4543 or mailto:info@claremontcompanies.com.
 

Claremont Insurance Services
1000 Burnett Avenue, Suite 440, Concord, CA 94520
800.696.4543, License: 0B33256


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