Webinar: Top Reasons to Sell Cigna + Oscar

Join the May 25th webinar to find out the top reasons to sell Cigna + Oscar (C+O) and how to land opportunities with creative solutions. And don't miss the surprise announcement!

Learn about C+O's:

• Competitive advantage with HRAs.
• Deductible and max out-of-pocket credits.
• New partnership with CaliforniaChoice.

Webinar Details

• Date: Tuesday, May 25, 2021
• Time: 10:30 am to 11:30 am PT

With rates comparable to Kaiser, and networks that include UCSF, Stanford, and Sutter, Cigna + Oscar brings together the power of Cigna’s nationwide and local provider networks, and Oscar’s member-focused tech-driven experience, to deliver small group health insurance that understands the unique needs of California small businesses and their employees.

Don't miss out. Register now!

Blue Shield Dental - The Value of Network Strength

An important factor to consider when recommending dental coverage options to a client is network strength. A large network minimizes disruption of care and increases member satisfaction. It also maximizes the value of your clients' plans by giving members access to in-network provider negotiated rates, resulting in significant savings.

With Blue Shield, your clients get access to one of the largest dental HMO and PPO networks in California and nationwide. What's more, when bundling medical with dental and/or vision coverage, a 10% discount will be applied to the dental and/or vision premium. Plus Blue Shield dental plans now come with a two-year rate guarantee. Learn more.

IRS Releases COBRA Subsidy Guidance

Last week the IRS published guidance on the COBRA Subsidy introduced in the American Rescue Plan Act. BRI has produced a summary of the guidance to help employers, brokers, and administrators better understand and manage the subsidy.

COBRA Subsidy FAQ Key Takeaways

• Employers need to consider facts and circumstances when determining if a termination was voluntary or involuntary.
• Employers who have fallen below the employee count threshold for COBRA but who were subject to COBRA during the lookback period are required to offer a subsidy
• Employers who are not subject to Federal COBRA but are subject to state COBRA requirements are not required to provide a subsidy.
• In general, if premiums were subsidized by the employer, only portions which were payable by the Assistance Eligible Individual are eligible for a Federal subsidy.
• Employers who violate COBRA rules could be subject to penalties equal to $100 per qualified beneficiary or $200 per family for every day that the COBRA rules are violated.

Access the FAQs and additional resources.

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Your success is important to us, and we’re actively working on new solutions to support you throughout the year. To get the latest news via text messaging in the future, simply provide your cell phone number here.

As always, we'll keep you informed about healthcare issues and news affecting you and your clients. Our knowledgeable team is here to help you succeed.

Questions?
Contact your Claremont team at 800.696.4543 or info@claremontcompanies.com.