Advantages for Small Employers

Covered California for Small Business (CCSB) offers small businesses (1-100 employees) a choice of quality, affordable HMO and PPO health plans from Blue Shield of California, Health Net, Kaiser Permanente, Oscar, and Sharp Health Plan. What's more, CCSB provides access to the broadest network of physicians and hospitals in California.

Rates (Effective July 1, 2021)

• Sharp Health Plan will not change rates.
• Overall quarterly rate trends (not plan or region specific):
  • Blue Shield of CA 1.2%
  • Health Net -1.4%
  • Kaiser Permanente 3.0%
  • Oscar 4.5%

Advantages

• Quality, affordable health insurance plans from well-known trusted carriers regionally and statewide.
• Greater choice – employees can select any plan from any carrier in their region.
• Financial control – employers can define the amount they will contribute toward employees’ premiums.
• Exclusive tax credits of up to 50% on premiums for eligible groups. Only available through CCSB.
• Employee-only coverage that allows eligible dependents to qualify for subsidies.
• No pediatric dental requirement.
• Price protection – CCSB will always have the lowest cost plans.
• Discounts and free programs to help members reach their fitness and health goals are available from certain carriers.

Get the details and resources.

Identify The Least Expensive Medical Plans in Each Region

Help employers control rising health plan costs and offer high-quality coverage options with our just released Q3-2021 Top 20 Lowest Cost Medical Plans Reports.

Why download our Top 20 Reports:

• Quickly and easily identify the lowest cost medical plans in each network: Broad and Narrow.
• Efficiently compare plans by cost, metal tier, and rating region, statewide.
• Shop the market' without a quote engine.

Identify savings for clients and increase sales with our just released Q3-2021 Top 20 Broad and Narrow Network Plan Reports.

Webinar: COBRA Compliance Update

COVID-19 continues to have a huge impact on many employers, employees, and benefits professionals. Since January 2021, we have seen numerous legislative updates affecting account based plans and employer benefit plans. One of those is the return of the COBRA subsidy.

To keep you informed, this TASC webinar will cover COBRA standard regulations, EBSA Disaster Relief Notice 2021-01 that extends COBRA deadlines, the ARPA COBRA subsidy, and penalties for non-compliance.

• Dates/Times:
  May 5, 2021 at 2:00 pm PT or
  May 6, 2021 at 2:00 pm PT
• Place: Online
• Price: Free

Register for the May 5th or May 6th TASC webinars now. Space is limited.

May 13-14: LAAHU Annual Symposium with
Insurance Commissioner Ricardo Lara

Register to attend LAAHU's virtual Annual Symposium featuring California Insurance Commissioner Ricardo Lara.

It's the largest in the state and includes updates from D.C., breakout sessions for Wellness & Mental Health, Technology, Compliance, and Small & Large Employers. Once again, this will be the premier networking and educational gathering of insurance professionals in Southern California.

• Date: May 13-14, 2021
• Time: 7:30 am - 12:30 pm 
• Place: Online
• Price: $39 Members, $49 Non-Members

Register now!

Get The Latest News with Text Messaging!

Your success is important to us, and we’re actively working on new solutions to support you throughout the year. To get the latest news via text messaging in the future, simply provide your cell phone number here.

As always, we'll keep you informed about healthcare issues and news affecting you and your clients. Our knowledgeable team is here to help you succeed.

Questions?
Contact your Claremont team at 800.696.4543 or info@claremontcompanies.com.