2024 Small Group SEP Carrier Guide

All health insurance carriers have a legal obligation to provide small businesses (1-100 employees) with a Special Enrollment Period (SEP) once per year, from November 15 through December 15, 2023 – for coverage starting January 1, 2024. This limited opportunity allows employers to enroll in coverage with no minimum participation requirements or employer premium contributions.

To quickly compare carrier deadlines and details, download our easy-to-use Carrier SEP Guide for January 2024 medical coverage. Contact us today to help your clients take advantage of the SEP.

2024 Contribution Limits for Tax-Advantaged Plans

The IRS has released the 2024 contribution limits for Flexible Spending Accounts (FSAs), Health Savings Accounts (HSAs), commuter benefit plans, and adoption assistance programs. For a summary of the 2024 amounts and plan limits, check out BRI's overview by plan type and access the IRS official announcements.

Learn more and contact us for help enrolling your groups in a BRI specialty account.

HSA, HRA, and FSA Comparison

Easily help your small business clients and their employees choose the right Health Savings Account (HSA), Health Reimbursement Arrangement (HRA), and Flexible Spending Account (FSA) plan during open enrollment with the Sterling Administration HSA, HRA, and FSA Comparison Guide.

Contact us today for help with HSA, HRA and FSA administration.

2024 Value-Added Service Updates

Effective January 1, 2024, Beam Benefits is making some changes to its Value-Added Services for life and disability products.

Employee Assistance Program (EAP)
Beam Benefits is discontinuing the current Employee Assistance Program (EAP) as a value add service with Beam Life benefits plans. This change does not affect your group(s) life coverage through Beam Benefits and the change does not apply to Beam's new Hartford disability products.

Two New Value-Added Services
Beam Life members can take advantage of two new Value-Added Services at no additional cost:

• Estate planning and digital vault services through GoodTrust.
• Travel assistance and identity theft services through International Medical Group.

Learn more and contact us today for a Beam Benefits quote.

CAHIP Silicon Valley Holiday Party

Join friends and colleagues at the festive CAHIP holiday party and toy drive. Socialize and get into the holiday spirit while supporting children in need by donating a new toy for the Santa Clara County Sheriff's Office gift distribution.

Details:

• Date and Time: December 7, 2023, 4:30 pm - 7:30 pm
• Place: Hapa's Brewery, 460 Lincoln Avenue #90, San Jose, 95126
• Price: Free if You Bring a New Unwrapped Toy ($25+ Value) OR $25 Members, $35 Non-Members

Register now!