2022 Small Group Special Enrollment Period:
Carrier Guidelines
If you have small business clients that are enrolled in individual market coverage, are unable to meet carrier participation requirements, have dual-carriers, or don't meet employer premium contribution requirements, the small group SEP is a great solution. Plus, it provides year-end sales opportunities.
By law, all carriers are required to offer the SEP one time per year with a $0 contribution requirement and no minimum participation requirement for small groups. The application period is from November 15 to December 15, 2021, for coverage effective January 1, 2022. Carrier administration of the SEP may vary slightly, including recertification at renewal. Download our Carrier SEP Guide for a quick comparison.