The Latest News, Insights and Services for Brokers  |  View Online

Claremont Insurance Services

To keep you current on information critical to your business, below are updates and resources to support your sales and service efforts. To access our full library, visit the News and Industry Perspectives site.


Combine Group and Individual Disability Income Insurance

With Principal's comprehensive disability solutions, you can help your clients attract and retain key employees by combining group disability (short- and long-term) and individual Disability Income (DI) in their benefits package.

Broker Advantages

  • Demonstrate your benefits expertise and differentiate yourself from the competition.
  • Build stronger client relationships.
  • Increase your compensation with multiple sales.

Employer Advantages

  • Helps recruit and retain top talent.
  • Reinforces positive employer-employee relationships.
  • Manages the loss of income risk when an employee is too sick or hurt to work.

With today's competitive job market, customized quality benefits like these help meet your clients' bottom line and their employees' needs.

Win by offering Principal's group disability and individual Disability Income together. Learn more and download valuable resources.

Learn More

Report: Benefit Trends and Opportunities for
The Healthcare Industry

As the U.S. population ages and healthcare needs continue to grow, the healthcare industry is striving to keep pace with the market's demand.

To identify opportunities for healthcare employers to attract and retain top talent during this challenging jobs boom due to rapid growth, low unemployment, skills gaps, and boomer retirements, MetLife's latest report takes a look at the findings from their 17th annual U.S. Employee Benefit Trends Study.

Read the report to learn:

  • How to help employees achieve financial wellness.
  • The essential role for benefits in today's work-life world.
  • How to design holistic, employee-centric programs.
  • Actions healthcare employers can take today.

Download the report and contact us today to develop tailored benefits solutions for your clients.

Get The Report

Leverage The Special Enrollment Period (SEP)

If you have clients that are unable to meet carrier participation requirements, have dual-carriers, or that don't meet employer premium contribution requirements, the small group SEP is a great solution.

By law, all carriers are required to offer the SEP one time per year with $0 contribution requirement and no minimum participation requirement for small groups. The application period runs November 15 - December 15, 2019, for coverage effective January 1, 2020. Carrier administration of the SEP may vary slightly, including recertification at renewal, so check out our comparison. Download our Carrier SEP Guide.

Download Our Carrier SEP Guide

Can an employer with more than 50, but less than 100 employees qualify for the Special Enrollment Period and does that exempt them from ACA penalties? Get the answer.

Get The Answer

With our convenient FAQs, quickly find answers about the ACA, Covered California for Small Business, the San Francisco Ordinance and, in the General section, managing your agency during times of change.

Principal: Combine
Group and Individual
Disability Income
MetLife Report:
Benefit Trends and 
Opportunities for The
Healthcare Industry
Leverage The Special
Enrollment Period 
Question of The Week 

•  •  •


Healthcare Reform
Knowledge Center

•  •  •

October 17
• DCAHU Lunch/CE
• LAAHU Small Group
  Carrier Panel Update
• SDAHU Lunch
October 21
  Football Party

October 25
• Application Deadline:
  - Chinese Community
    Health Plan
  - Covered California
    for Small  Business
• SAHU Lunch
October 31
• Application Deadline:
  - Reliance Standard
November 5
• Application Deadline:
  - Delta Dental
  - Humana
November 6
• Application Deadline:
  - Blue Shield of CA
  - MetLife
November 7
• Application Deadline:
  - Beam Dental
  - Choice Builder
  - Principal
  - UnitedHealthcare
November 14
  Webinar: Medicare
  for All and The 2020
• VCAHU Vanguard
November 15
• Application Deadline:
  - TASC
November 20
• SAHU Lunch
November 21
• DCAHU Lunch/CE

December 10
• OCAHU Holiday
• VCAHU Charity +
  Holiday Event
December 17
• LAAHU Holiday
December 19
• DCAHU Holiday

•  •  •


•  •  •


•  •  •


•  •  •


Follow Us On LinkedIn Follow Us on Twitter Like Us on Facebook
Follow Us on YouTube Read Our Blog

Get The Latest News with Text Messaging!
Your success is important to us, and we’re actively working on new solutions to support you throughout the year. To get the latest news via text messaging in the future, simply provide your cell phone number here.

Sign Up for Text Messaging

As always, we'll keep you informed about healthcare reform issues and news affecting you and your clients. Our knowledgeable team is here to help you succeed.

Contact the small group experts at 800.696.4543 or

Claremont Insurance Services
1000 Burnett Avenue, Suite 440, Concord, CA 94520
800.696.4543, License: 0B33256

Add to your address book to ensure email delivery.
Manage your email preferences or unsubscribe.

Share This