Coverage Options Expanded - New 3 and 4 Metal Tiers

Covered California for Small Business (CCSB) has announced expanded coverage options including 3 contiguous metal tiers and 4 metal tier options for new and renewing groups starting with an October 1, 2021 effective date.

Now you can offer your employer groups more flexibility and options to customize their health plan offerings at no additional cost.

With CCSB's New Metal Tiers, Employers Can:

• Customize their coverage at no additional cost.
• Control costs with contributions set to any metal tier plan.
• Expand options so employees can select coverage that fits their needs.

Get the details and start quoting Covered California for Small Business today!

Faster Online Service: Portal Enhancements

Effective immediately, you and your employer clients will receive faster online service through new enhancements to the MyCCSB.com portal.

Log in to your MyCCSB.com account to explore these new timesaving enhancements:

• View real-time account balances and confirm payment receipt online. Your employer groups can enroll in autopay for added convenience.
• Submit and confirm employee adds online, which will include new expanded functionality for all employee and dependent enrollments.
• Simplify new employee enrollment with the helpful support tool, which assists new enrollments with identifying plan options that best fit their needs.

Learn more and download the Step-by-Step User Guides for agents and employers.

More Employer Advantages, More Reasons to Sell

Humana continues to provide more advantages for employers and more reasons for you to sell including:

No Dental Waiting Period For Groups with 5+ Enrolled
There’s no longer any dental waiting period for new employer-sponsored groups with 5+ enrolled, effective November 1, 2021. Normal participation requirements apply.

Jet Dental® Pop-Up Dental Clinics
Effective immediately, Humana is partnering with Jet Dental to offer onsite pop-up dental clinics to employer groups. At no cost to the employer, members have easy and convenient access to onsite dental services. This service is available to all commercial groups with Humana Dental PPO plans. DHMO plans will be coming soon. Learn more.

Reminders: Broker Bonuses and Rate Reductions
Humana provides several attractive broker bonus programs, including the Welcome Back Specialty Bonus, Bundling Bonus, and Specialty Growth Bonus. Learn more.

Earlier this year, Humana announced dental PPO rate reductions of up to 25% in many California counties. These new rates provide dollar savings for your employer clients and business opportunities for you.

Get a Humana quote today!

Pet Wellness Reimbursement

Many employers have shifted to either temporary or permanent work-from-home policies due to the pandemic. As a result, a large percentage of employees have spent more time at home and around their pets.

An essential part of the family, pets offer companionship and comfort, however, they also require care – which can be expensive and stressful. To help address the costs and stress of pet care, employers should offer a pet wellness reimbursement account.

Reimbursable pet expenses are determined by the employer and can be tailored to the employee’s specific needs. Benefit funds can be used for expenses such as food, grooming, training classes, pet insurance, boarding, and the purchase or adoption of a pet.

Appreciated by all pet owners, pet wellness reimbursements are a fringe benefit that gives employees the financial flexibility to improve the lives of their pets and even their own.

With BASIC's Fringe Benefit Accounts, employers can offer reimbursement funds for different lifestyle expenses including gender affirmation, fertility, pet wellness, and other similar expenses that aren’t included in traditional benefits packages. Learn more.