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Capitalize on Choice Builder’s 2016 Ancillary Benefits

Capitalize on Choice Builder’s 2016 Ancillary Benefits

Capitalize on Choice Builder’s 2016 Ancillary Benefits, Carrier News,

Offer employers with 2-199 employees the premier dental, vision, chiropractic and life carriers – all in one program. Best of all, you can optimize sales by tailoring programs to your clients’ needs.

Choice Builder® updates

Ameritas PPO Platinum

  • 2-199 employees (ER p.) – no wait for major services.
  • Voluntary – 6 month wait for major services.
  • 100/75/75 plan benefit, IN and OUT of network (OON).
  • $50 deductible IN network, $100 deductible OON.
  • Deductible waived for preventative services, IN and OON.
  • $2,000 annual maximum.
  • Very strong 80th percentile UCR OON.
  • Largest PPO network in California.
  • Rates discounted on employer sponsored plans, groups of 5 plus!
  • Dental Rewards® carry over program below.

Ameritas Group Dental Rewards®

Members who visit the dentist and use only a portion of their annual maximum benefit in a year are rewarded with additional benefits for the following year. Based on the plan selected, members can earn additional money toward their next year’s annual maximum benefit – if they use less than half of the annual maximum, they can increase their next year’s coverage by $250 and earn an additional $100 to $150 if they visit a network provider. For more information on Dental Rewards, visit
Dental Rewards® is a registered
service mark of Ameritas Life Insurance Corp. and is used with permission.

Choice Builder 2016

Important Sales Facts

  • Delta Dental Products: 3 year rate guarantee if sold in 2015, 2 year rate guarantee if sold in 2016.
  • Delta “Premier Network” is available on Delta Platinum PPO (Gold uses normal PPO network).
  • 2-199 lives with no wait on major services, even for virgin groups.
  • Husband/wife groups are okay. Need: separate enrollment, business checking account, and federal tax ID (not SSN).
  • DE-9 not required.
  • Full voluntary portfolio for groups of 5-199.
  • 10% flat commission for the life of the policy.
  • 24 hour quote turnaround.

Interested in discounts on entertainment, sporting events, movies, warehouse clubs and more? Check out the FREE Cal Perks membership program.

Contact the small group experts at 800.696.4543 or



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