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Delta Dental Quoting

Employer contribution entered in Dental Contribution under Group Information affects the Delta Dental plans and rates returned. Please be aware that Delta Dental will require groups with 100% employer contribution to have 100% participation.

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Beam Dental

Archive for the ‘Beam Dental’ Category

Beam Two-Year Rate Guarantee

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To give your clients stability, Beam has announced a two-year rate guarantee and rate cap promotion for small and large groups. It applies to all new dental and vision quotes received on or before May 31, 2022.

Small Group Two-Year Rate Guarantee

Download the flyer to learn more.

Large Group Two-Year Rate Guarantee

Download the flyer to learn more.

Reminders

Beam dental and vision plans are available for 2+ enrolled employees.

Beam’s Standard Provisions

Dental Provider Networks

Vision: VSP® Vision Care Plans & VSP® Choice Network

Start quoting Beam today and help your groups take advantage of the promotion!

Questions?
Contact The Answer Team at 800.696.4543 or info@claremontcompanies.com.

 


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Beam 2021 Broker Bonus Program

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Earn more as you head into the final half of 2021 with Beam’s 2021 broker bonus program.

2021 Broker Bonus Program

Earn up to 2.5% on annualized premium for new group sales with effective dates from February to December 2021. Download the Beam Dental 2021 Broker Bonus Program flyer for details.

Reminders

Start quoting Beam today and take advantage of the bonus!

Questions?
Contact your Claremont Team at 800.696.4543 or info@claremontcompanies.com.

 

Beam Dental Raises $80 Million in Series E Funding

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To further modernize dental benefits, Beam Dental recently announced it has raised $80 million in Series E funding from a group of investors, including Nationwide Insurance. The round brings Beam’s total funding to more than $160 million. The capital will be used to expand into new markets, onboard additional employee benefits brokerages, and add product R&D.

Beam’s goal is to simplify the antiquated, paper-laden, $75 billion dental insurance industry for brokers, employers, and members with:

Founded in 2012 by three engineers, Beam has grown to 250 employees and increased its dentist network to 400,000 access points in all 50 states. The company serves employers in 41 states. Its revenue has grown by 600% over the past three years, and it doubled its member base in 2019 and again in 2020.

Alex Frommeyer, Beam’s CEO and co-founder, said the company, as part of the partnership with Nationwide Insurance, already offers life insurance and soon will offer disability insurance. Through another partnership with VSP, it began offering vision insurance a few years ago.

As the only digitally native dental insurance company, Beam leverages technology to promote better overall health for its members and provide more accurate benefit pricing for its employers. Since its inception, Beam has driven innovation in the dental industry and enhanced the digital experience for its members, employers, and brokers.

Learn more about Beam’s dental plan options, nationwide network, Perks, Lighthouse, SmartPremiums, vision coverage through VSP, and group term life and AD&D coverage through Nationwide.

Start quoting Beam Dental with vision and group term life coverage today and take advantage of the features, benefits, and savings!

 

Questions?
Contact your Claremont team at 800.696.4543 or info@claremontcompanies.com.

 

Beam Dental Offers Group Term Life Coverage

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Effective July 1, 2020, Beam Dental will be offering group term life and accidental death and dismemberment (AD&D) coverage through Nationwide®.

Nationwide’s group term life policies will be paired with AD&D coverage, which also includes the Employee Assistance Program (EAP) at no additional charge.

Plan Details

Plan Features

Life Insurance Benefits

Accidental Death & Dismemberment (AD&D)

Pays an additional benefit equal to the members’ life insurance benefits for death due to accidental causes. Benefits are also payable in the event of accidental loss of eyesight, limbs, movement of limbs, speech, and hearing.

Premium Waiver Benefit

Members’ life insurance premiums may be waived if they become totally disabled prior to age 60 for more than 9 months, up to age 65.

Accelerated Death Benefit

50% to $50,000 if members are diagnosed with a terminal illness, a portion of the death benefit may be payable during their lifetime.

Download the flyer to learn more.


Valued by both employers and employees, Beam Dental offers:

Plan Options

Beam offers a range of plan options designed to fit the needs of every employer, including:

Plan Highlights

Standard Provisions

Network

Quality Vision Coverage Available Through VSP Vision Care

Beam Perks

Every Beam member receives complimentary Beam Perks. The member welcome kit contains a sonic-powered, smart, electronic toothbrush, custom formulated toothpaste, dental floss, and access to the Beam App and Member Portal.

SmartPremiums

Beam’s SmartPremiums help groups save up to 15% at renewal. When members use the Beam Brush, the group earns a Beam score. The better the group’s Beam score, the lower the group’s premium at renewal.

Premium reduction occurs at renewal (plan year or calendar year) and is based on the group’s aggregate Beam score, prior year claims data analysis, and changes in dentist reimbursement contracts.

Start quoting Beam Dental with group term life coverage today and take advantage of the features, benefits, and savings!

Questions?
Contact your Claremont team at 800.696.4543 or info@claremontcompanies.com.

 

Beam – 3 Tips for Choosing a Dental Benefits Plan

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To help employers keep dental benefits pricing down and alleviate the financial burden of oral care, it’s best to plan ahead and make sure your clients understand all the options that best fit their needs. Below are some factors for employers to consider.

Cost

Dental plans have service classes that dictate how much insurance covers specific procedures. These classes are diagnostic and preventative (e.g., teeth cleanings and X-rays), basic (e.g., fillings and root canals), major (e.g., crowns and dentures), and orthodontic (e.g., braces). Diagnostic and preventative services are often covered in full, meaning there will be no out-of-pocket costs. Major and orthodontic services are typically the most expensive out-of-pocket procedures.

Premiums and deductibles must also be factored in. Typically, the higher the premium, the higher the level of coverage for basic, major, and orthodontic services. A deductible is what is required to pay for dental services before the benefits provider will pay. If the plan also covers employees’ family members, a family deductible will have to be paid.

Dental Needs

What are the employees’ dental needs, as well as those of family members who will be on the plan? Are there children who need braces or play sports that bring a higher risk of mouth injuries? Does anyone have a history of dental issues (e.g., gum disease, tooth sensitivity, cavities) or need major dental work, such as a crown? These circumstances may require a more comprehensive plan with a higher level of coverage for basic, major, and orthodontic services. On the other hand, if good dental health is maintained, a basic plan may be all that is needed.

Plan Limits

After a plan(s) is selected, determine if it will fit your client’s budget and the needs of their employees and their families, and examine any limitations in coverage. Dental plans usually have an annual maximum, which is the most amount of money your insurance will pay in a policy or calendar year. While many people don’t go over the limit, it’s important to factor it in if anyone has ongoing dental issues or needs major procedures like dental implants. Also, consider whether current dentists are in-network or out-of-network. In-network providers are typically more cost-effective to visit, but a plan with a strong MAC or UCR can make out-of-network dentist visits more affordable. Additionally, certain procedures, such as teeth whitening, may not be covered.

While choosing a dental benefits plan is important, it doesn’t have to be difficult. By learning more about the options available and asking questions, it’ll be easy to offer your clients the best plan(s) for their needs.


Valued by both employers and employees, Beam Dental offers:

Plan Options

Beam offers a range of plan options designed to fit the needs of every employer, including:

Plan Highlights

Standard Provisions

Network

Quality Vision Coverage Available Through VSP Vision Care

Beam Perks

Every Beam member receives complimentary Beam Perks. The member welcome kit contains a sonic-powered, smart, electronic toothbrush, custom formulated toothpaste, dental floss, and access to the Beam App and Member Portal.

SmartPremiums

Beam’s SmartPremiums help groups save up to 15% at renewal. When members use the Beam Brush, the group earns a Beam score. The better the group’s Beam score, the lower the group’s premium at renewal.

Premium reduction occurs at renewal (plan year or calendar year) and is based on the group’s aggregate Beam score, prior year claims data analysis, and changes in dentist reimbursement contracts.

Start quoting Beam today and take advantage of the features, benefits, and savings!

Questions?
Contact our small group experts at 800.696.4543 or info@claremontcompanies.com.

 

EMAIL NEWSLETTER POST

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Get Industry news and exclusive updates in
your inbox, weekly.

Beam Adds Dental Benefits Providers, Inc. to Network

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As of June 1, 2020, Beam members will have access to the Dental Benefit Providers, Inc. provider panel. As one of the nation’s largest dental networks, they offer dental health maintenance organization (DHMO) plans, preferred provider organization (PPO) plans, point of service (POS) plans, and preventive plans.

Start quoting Beam today and take advantage of the features, benefits, and savings!

Questions?
Contact our small group experts at 800.696.4543 or info@claremontcompanies.com.

 

Beam – A Unique Approach to Dental Benefits

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Valued by both employers and employees, Beam Dental offers:

Plan Options

Beam offers a range of plan options designed to fit the needs of every employer, including:

Plan Highlights

Standard Provisions

Network

Quality Vision Coverage Available Through VSP Vision Care

Beam Perks

Every Beam member receives complimentary Beam Perks. The member welcome kit contains a sonic-powered, smart, electronic toothbrush, custom formulated toothpaste, dental floss, and access to the Beam App and Member Portal.

SmartPremiums

Beam’s SmartPremiums help groups save up to 15% at renewal. When members use the Beam Brush, the group earns a Beam score. The better the group’s Beam score, the lower the group’s premium at renewal.

Premium reduction occurs at renewal (plan year or calendar year) and is based on the group’s aggregate Beam score, prior year claims data analysis, and changes in dentist reimbursement contracts.

Start quoting Beam today and take advantage of the features, benefits, and savings!

Questions?
Contact our small group experts at 800.696.4543 or info@claremontcompanies.com.

 

Beam Dental Raises $55 Million in Series D Funding Round

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In its latest round of investment funding, Beam Dental, the country’s fastest growing dental benefits provider, secured $55 million in venture capital. “Beam’s focus on delivering a market leading customer experience and their innovative use of technology and data is unique in the industry,” said their lead investor Georgian Partners.

Venture Beat reports that “as of May 2018, more than 1,000 small and medium-sized business customers had signed up to provide their employees plans through Beam” and that the funding “will be used to develop new products, grow Beam’s workforce to over 200 employees, and expand its dental plans to reach over 90% of the U.S. population by the end of this year.”

Learn more about Beam’s dental plan options, nationwide network, Perks, Lighthouse, SmartPremiums, and vision coverage through VSP.

Learn More

Questions?
Contact our small group experts at 800.696.4543 or info@claremontcompanies.com.

 

Limited-Time Carrier Bonuses

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Many carriers are offering a limited-time bonus for new group submissions. Earn extra income by placing your new groups before these broker bonuses end!

Blue Shield of CA


Covered California for Small Business


UnitedHealthcare-Logo

Medical Plans

Specialty Plans


Beam Dental


Delta Dental


Humana


MetLife


Principal


Reliance Standard


Questions?
Contact our small group experts at 800.696.4543 or info@claremontcompanies.com.


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