Archive for the ‘Covered California for Small Business’ Category

Kaiser Permanente New Broker Bonus Program

Earn a Kaiser Permanente $100 bonus, per enrolled subscriber, when you sell new small group business through CaliforniaChoice or Covered California for Small Business (CCSB), December 1, 2022 – January 1, 2023 effective dates.

Examples

1. Earn a $5,000 bonus when you sell a new group with 61 employees and enroll 50 subscribers with Kaiser Permanente.
   50 enrolled subscribers x $100 = $5,000
2. Earn a $900 bonus when you sell a new group with 10 employees and enroll 9 subscribers with Kaiser Permanente.
   9 enrolled subscribers x $100 = $900

This bonus is on top of your regular commission and standard broker reward programs such as the Total Replacement and Group Production rewards. Download the flyer to learn more.

Kaiser Permanente Broker Bonus

Start earning more on new small group sales! Contact us today for a quote.

Questions?
Contact The Answer Team at 800.696.4543 or info@claremontcompanies.com.

Get The Latest News with Text Messaging!

Your success is important to us, and we’re actively working on new solutions to support you throughout the year. To get the latest news via text messaging in the future, simply provide your cell phone number here.

Sign Up for Text Messaging

Covered California for Small Business Q1-2023 Updates

To ensure your success in 2023, below are important updates from Covered California for Small Business (CCSB).

Quoting

January 1, 2023 effective dates are available for quoting through PRISM, our free and easy online quoting system.

Plan Updates

Health Net PPO plans will no longer be offered through CCSB beginning January 1, 2023. Existing employer groups and members will keep their CCSB Health Net PPO plan until the end of their plan year in 2023. New groups can continue to enroll through December 2022. At renewal in 2023, employer groups will need to pick a replacement CCSB plan from another carrier.

Bonus Program

‘A Partnership That Pays’ broker bonus program is available for coverage effective through January 1, 2023.

CCSB Advantages

• Quality, affordable health insurance plans from well-known trusted carriers regionally and statewide.
• Greater choice – employees can select any plan from any carrier in their region.
• Financial control – employers can define the amount they will contribute toward employees’ premiums.
• Exclusive tax credits of up to 50% on employee health care premiums to help pay for the cost of providing health insurance. This tax credit is only available through CCSB and can be applied to their federal tax return. To qualify, small business clients:
  • Must have less than 25 full-time equivalent employees (FTEs);
  • Pay an average wage of less than $56,000 per year; and
  • Pay at least half of their employees’ health insurance premiums.
  • Learn more about the tax credit, and download the Employer Tax Credit flyer and How to Apply for The Tax Credit flyer.
  • Check out Claremont’s Tax Credit Solution for brokers with tips on how to sell the tax credit to your clients and downloadable resources.
• Employee-only coverage that allows eligible dependents to qualify for subsidies.
• No pediatric dental requirement.
• Price protection – Covered California will always have the lowest cost plans.
• Discounts and free programs to help members reach their fitness and health goals are available from certain CCSB carriers. Download the Added Values flyer for details.
• Simplified administration and online tools.
• Lead generating marketing and promotions for agents.

Resources

• CCSB Advantages for Agents Sales Guide. – Why sell it and how you benefit. Ten advantages and broker benefits, plus comparisons of CCSB, private exchange, and carrier direct features.
• CCSB Advantages for Employers Sales Guide. – Nine reasons why a CCSB plan delivers value to employers, plus comparisons of CCSB, private exchange, and carrier direct features. (Distribute to your prospects and clients.)
• CCSB FAQs.
• CCSB overview, new business submission deadlines and instructions.

To learn how you and your groups will benefit from Covered California for Small Business, contact us for a quote today!

Get a Quote

Questions?
Contact The Claremont Answer Team at 800.696.4543 or info@claremontcompanies.com.

Get The Latest News with Text Messaging!

Your success is important to us, and we’re actively working on new solutions to support you throughout the year. To get the latest news via text messaging in the future, simply provide your cell phone number here.

Sign Up for Text Messaging

Covered California for Small Business – Free Health and Wellness Incentives for Members

In addition to robust health plan benefits, Covered California for Small Business (CCSB) carrier partners provide members added incentives to support overall health and wellness. These include valuable discounts and free programs to help members reach their fitness and health goals.

Along with California’s most comprehensive access to doctors and hospitals, CCSB health plans offer choice and control, with:

• Two full-network PPOs — Blue Shield and Health Net.
• HMO offerings from Blue Shield, Kaiser Permanente, and Sharp Health Plan.
• New 4-tier metal selection.
• Single consolidated monthly bill.
• Enrollments across all CCSB carriers.

Partner with Claremont for:

• Help understanding employers’ needs to deliver the right benefits solutions.
• Assistance with small group sales, enrollments, and renewals.
• Actionable solutions and practical tips, such as:
  – Advantages for Agents and Employers
  – Agent Resources
  – Health Care Tax Credit Solution
  – Top 20 Lowest Cost Medical Plans
• Expertise and support behind the scenes — all at no cost to you.

Claremont has been a trusted CCSB partner since its 2014 launch, and we are the top producing general agency in our sales territory. From agent certification and quoting to assessing new group eligibility and resolving post-enrollment issues, our CCSB experts will provide guidance and support every step of the way.

Contact us today for a Covered California for Small Business quote!

Get a Quote

Questions?
Contact The Answer Team at 800.696.4543 or info@claremontcompanies.com.

Get The Latest News with Text Messaging!

Your success is important to us, and we’re actively working on new solutions to support you throughout the year. To get the latest news via text messaging in the future, simply provide your cell phone number here.

Sign Up for Text Messaging

Covered California for Small Business Summer Update Webinar

Join the Covered California for Small Business (CCSB) sales team as they discuss updates in the marketplace, the ‘Partnership that Pays’ Bonus Program, MyCCSB Portal capabilities, and more!

Webinar Details

• Date: Thursday, June 2, 2022
• Time: 11:00 am – 12:00 pm PT

Space is limited. Register now.

Register Now

Questions?
Contact your Claremont team at 800.696.4543 or info@claremontcompanies.com.

Get The Latest News with Text Messaging!

Your success is important to us, and we’re actively working on new solutions to support you throughout the year. To get the latest news via text messaging in the future, simply provide your cell phone number here.

Sign Up for Text Messaging

Covered California for Small Business – Flexible Options with Four Metal Tiers

With Covered California for Small Business (CCSB), your clients get expanded flexibility and choice including 3 contiguous metal tiers and 4 metal tier options. Now you can offer new and renewing employer groups more health plan options to find the coverage they want at a price that fits their budget.

With CCSB’s Metal Tiers, Employers Can:

• Customize their coverage at no additional cost.
• Control costs with contributions set to any metal tier plan.
• Expand options so employees can select the coverage that fits their needs.

Download the CCSB Flexible Plan Options with 4 Metal Tiers flyer for details.

CCSB Flexible Plan Options with 4 Metal Tiers

CCSB Advantages

• Quality, affordable health insurance plans from well-known trusted carriers regionally and statewide.
• Greater choice – employees can select any plan from any carrier in their region.
• Financial control – employers can define the amount they will contribute toward employees’ premiums.
• Exclusive tax credits of up to 50% on employee health care premiums to help pay for the cost of providing health insurance. This tax credit is only available through CCSB and can be applied to their federal tax return. To qualify, small business clients:
  • Must have less than 25 full-time equivalent employees (FTEs);
  • Pay an average wage of less than $56,000 per year; and
  • Pay at least half of their employees’ health insurance premiums.
  • Learn more about the tax credit, and download the Employer Tax Credit flyer and How to Apply for The Tax Credit flyer.
  • Check out Claremont’s Tax Credit Solution for brokers with tips on how to sell the tax credit to your clients and downloadable resources.
• Employee-only coverage that allows eligible dependents to qualify for subsidies.
• No pediatric dental requirement.
• Price protection – Covered California will always have the lowest cost plans.
• Discounts and free programs to help members reach their fitness and health goals are available from certain CCSB carriers. Download the Added Values flyer for details.
• Simplified administration and online tools.
• Lead generating marketing and promotions for agents.

Resources

• CCSB Advantages for Agents Sales Guide. – Why sell it and how you benefit. Ten advantages and broker benefits, plus comparisons of CCSB, private exchange, and carrier direct features.
• CCSB Advantages for Employers Sales Guide. – Nine reasons why a CCSB plan delivers value to employers, plus comparisons of CCSB, private exchange, and carrier direct features. (Distribute to your prospects and clients.)
• CCSB FAQs.
• CCSB overview, new business submission deadlines and instructions.

To learn how you and your employer groups will benefit from Covered California for Small Business and contact us for a quote today!

Questions?
Contact The Claremont Answer Team at 800.696.4543 or info@claremontcompanies.com.

Get The Latest News with Text Messaging!

Your success is important to us, and we’re actively working on new solutions to support you throughout the year. To get the latest news via text messaging in the future, simply provide your cell phone number here.

Sign Up for Text Messaging

Covered California for Small Business – New Broker Bonus Program

New Broker Bonus Program for Coverage Effective July 1, 2022 – January 1, 2023

With the new Covered California for Small Business (CCSB) ‘A Partnership That Pays’ bonus, agents who place new small group business with CCSB from July 1, 2022 – January 1, 2023, can earn up to a $8,000 bonus per group, in addition to competitive commissions. You’ll earn $1,000 for groups with as few as six enrolled employees and up to $8,000 for groups with 51-100 enrolled employees. Best of all, the bonus is per group with no maximum number of groups! Download the flyer for details.

In addition to California’s most comprehensive access to doctors and hospitals, CCSB health plans offer choice and control, with:

• Two full-network PPOs — Blue Shield and Health Net.
• HMO offerings from Blue Shield, Kaiser Permanente, and Sharp Health Plan.
• New 4-tier selection.
• Single bill.

Contact us today for a Covered California for Small Business quote!

Partner with Claremont for:

• Help understanding employers’ needs to deliver the right benefits solutions.
• Assistance with small group sales, enrollments, and renewals.
• Actionable solutions and practical tips, such as:
  – Advantages for Agents and Employers
  – Agent Resources
  – Health Care Tax Credit Solution
  – Top 20 Lowest Cost Medical Plans
• Expertise and support behind the scenes — all at no cost to you.

Claremont has been a trusted CCSB partner since its 2014 launch, and we are the top producing general agency in our sales territory. From agent certification and quoting to assessing new group eligibility and resolving post-enrollment issues, our CCSB experts will provide guidance and support every step of the way.

Questions?
Contact The Answer Team at 800.696.4543 or info@claremontcompanies.com.

Get The Latest News with Text Messaging!

Your success is important to us, and we’re actively working on new solutions to support you throughout the year. To get the latest news via text messaging in the future, simply provide your cell phone number here.

Sign Up for Text Messaging

Covered California for Small Business – Health and Wellness Incentives

In addition to premier health plans, which help keep small businesses and employees covered, Covered California for Small Business (CCSB) carrier partners provide added incentives to support overall health and wellness. These can include valuable discounts and free programs to help members reach their fitness and health goals.

Along with California’s most comprehensive access to doctors and hospitals, CCSB health plans offer choice and control, with:

• Two full-network PPOs — Blue Shield and Health Net.
• HMO offerings from Blue Shield, Kaiser Permanente, and Sharp Health Plan.
• New 4-tier selection.
• Single bill.
• Covers enrollments across all CCSB carriers.

Contact us today for a Covered California for Small Business quote!

Partner with Claremont for:

• Help understanding employers’ needs to deliver the right benefits solutions.
• Assistance with small group sales, enrollments, and renewals.
• Actionable solutions and practical tips, such as:
  – Advantages for Agents and Employers
  – Agent Resources
  – Health Care Tax Credit Solution
  – Top 20 Lowest Cost Medical Plans
• Expertise and support behind the scenes — all at no cost to you.

Claremont has been a trusted CCSB partner since its 2014 launch, and we are the top producing general agency in our sales territory. From agent certification and quoting to assessing new group eligibility and resolving post-enrollment issues, our CCSB experts will provide guidance and support every step of the way.

Questions?
Contact The Answer Team at 800.696.4543 or info@claremontcompanies.com.

Get The Latest News with Text Messaging!

Your success is important to us, and we’re actively working on new solutions to support you throughout the year. To get the latest news via text messaging in the future, simply provide your cell phone number here.

Sign Up for Text Messaging

Why Small Businesses Choose Covered California for Small Business

Thousands of small businesses across California have chosen Covered California for Small Business (CCSB) since its founding in 2014. The program has attracted double-digit membership growth for each of the last seven years. What drives its popularity among small businesses?

Employee-Only Coverage
CCSB provides flexibility for employers to apply their full budget to employee coverage. Dependents can remain eligible for separate coverage and subsidies on the Covered California individual marketplace.

No Admin or Late Fees
Every dollar paid goes toward employer premiums.

Easy Onboarding
Save time with CCSB’s simplified quoting, application, and invoicing. Monthly premiums are accepted via ACH with only two weeks payroll required for start-up groups.

Fast Certification
No test or annual re-certification! Getting started is easy with their one-hour course.

Multi-Carrier Portfolio
Employers and employees can choose from the top-tier PPO and HMO plans with affordable access to the broadest network of physicians and hospitals in California. Multi-state coverage is available for groups with employees out of state.

Exclusive Tax Credit
Eligible small businesses can qualify for federal tax credits up to 50% on premiums to help pay for the cost of providing quality health coverage for employees. (Contact us for help in determining employer eligibility.)

MyCCSB Portal
Allows employers and their brokers access to enroll new employees, process terminations, make plan changes, update employee information, complete annual renewals within 24 hours and more!

In addition to California’s most comprehensive access to doctors and hospitals, CCSB health plans offer choice and control, with:

• Two full-network PPOs — Blue Shield and Health Net.
• HMO offerings from Blue Shield, Kaiser Permanente, and Sharp Health Plan.
• EPO plans from Oscar.
• 4-tier selection.
• Single consolidated monthly bill.
• Enrollments across all CCSB carriers.

Contact us today for a CCSB quote.

Get a Quote

Partner with Claremont for:

• Help understanding employers’ needs to deliver the right benefits solutions.
• Assistance with small group sales, enrollments, and renewals.
• Actionable solutions and practical tips, such as:
  – Advantages for Agents and Employers
  – Agent Resources
  – Health Care Tax Credit Solution
  – Top 20 Lowest Cost Medical Plans
• Expertise and support behind the scenes — all at no cost to you.

Claremont has been a trusted CCSB partner since its 2014 launch, and we are the top producing general agency in our sales territory. From agent certification and quoting to assessing new group eligibility and resolving post-enrollment issues, our CCSB experts will provide guidance and support every step of the way.

Questions?
Contact The Answer Team at 800.696.4543 or info@claremontcompanies.com.

Covered California Broker Bonus Program

Broker Bonus Program Relaunched for December 1, 2021 – January 1, 2022

With the Covered California for Small Business (CCSB) “A Partnership That Pays” bonus, agents who place new small group business with CCSB December 1, 2021 – January 1, 2022, can earn up to a $5,000 bonus per group, in addition to competitive commissions. You’ll earn $500 for groups with as few as six enrolled employees and up to $5,000 for groups with 51-100 enrolled employees. Best of all, the bonus is per group with no maximum number of groups! For details, download the flyer.

In addition to California’s most comprehensive access to doctors and hospitals, CCSB health plans offer choice and control, with:

• Two full-network PPOs — Blue Shield and Health Net.
• HMO offerings from Blue Shield, Kaiser Permanente, and Sharp Health Plan.
• New 4-Tier Selection.
• Single bill.
• Covers enrollments across all CCSB carriers.

Start Quoting CCSB Now!

Partner with Claremont for:

• Help understanding employers’ needs to deliver the right benefits solutions.
• Assistance with small group sales, enrollments, and renewals.
• Actionable solutions and practical tips, such as:
  – Advantages for Agents and Employers
  – Agent Resources
  – Health Care Tax Credit Solution
  – Top 20 Lowest Cost Medical Plans
• Expertise and support behind the scenes — all at no cost to you.

Claremont has been a trusted CCSB partner since its 2014 launch, and we are the top producing general agency in our sales territory. From agent certification and quoting to assessing new group eligibility and resolving post-enrollment issues, our CCSB experts will provide guidance and support every step of the way.

Questions?
Contact The Answer Team at 800.696.4543 or info@claremontcompanies.com.

Covered California for Small Business – Faster Online Service

Faster Online Service

Effective immediately, you and your employer clients will receive faster online service through new enhancements to the MyCCSB.com portal.

Log in to your MyCCSB.com account to explore these new timesaving enhancements:

• View real-time account balances and confirm payment receipt online. Your employer groups can enroll in autopay for added convenience.
• Submit and confirm employee adds online, which will include new expanded functionality for all employee and dependent enrollments.
• Simplify new employee enrollment with the helpful support tool, which assists new enrollments with identifying plan options that best fit their needs.

Step-By-Step User Guides

For instructions on how to register and navigate the CCSB portal for new and existing users, download the MyCCSB Agent Guide and MyCCSB Employer Guide.

MyCCSB Agent Guide

MyCCSB Employer Guide

CCSB Advantages

• Quality, affordable health insurance plans from well-known trusted carriers regionally and statewide.
• Greater choice – employees can select any plan from any carrier in their region.
• Financial control – employers can define the amount they will contribute toward employees’ premiums.
• Exclusive tax credits of up to 50% on employee health care premiums to help pay for the cost of providing health insurance. This tax credit is only available through CCSB and can be applied to their federal tax return. To qualify, small business clients:
  • Must have less than 25 full-time equivalent employees (FTEs);
  • Pay an average wage of less than $56,000 per year; and
  • Pay at least half of their employees’ health insurance premiums.
  • Learn more about the tax credit, and download the Employer Tax Credit flyer and How to Apply for The Tax Credit flyer.
  • Check out Claremont’s Tax Credit Solution for brokers with tips on how to sell the tax credit to your clients and downloadable resources.
• Employee-only coverage that allows eligible dependents to qualify for subsidies.
• No pediatric dental requirement.
• Price protection – Covered California will always have the lowest cost plans.
• Discounts and free programs to help members reach their fitness and health goals are available from certain CCSB carriers. Download the Added Values flyer for details.
• Simplified administration and online tools.
• Lead generating marketing and promotions for agents.

Resources

• CCSB Health and Dental Plan Offerings for 2021. A visual map of the California counties where the carriers are available, including full and partial coverage for the 19 pricing regions.
• CCSB 2021 Plan Summaries – All Tiers. – A chart of plan benefits (in-network and out-of-network) offered by tier.
• CCSB Advantages for Agents Sales Guide. – Why sell it and how you benefit. Ten advantages and broker benefits, plus comparisons of CCSB, private exchange, and carrier direct features.
• CCSB Advantages for Employers Sales Guide. – Nine reasons why a CCSB plan delivers value to employers, plus comparisons of CCSB, private exchange, and carrier direct features. (Distribute to your prospects and clients.)
• CCSB FAQs.
• CCSB overview, new business submission deadlines and instructions.

To learn how you and your employer groups will benefit from Covered California for Small Business, contact Claremont for a quote today!

Questions?
Contact The Claremont Answer Team at 800.696.4543 or info@claremontcompanies.com.

Get The Latest News with Text Messaging!

Your success is important to us, and we’re actively working on new solutions to support you throughout the year. To get the latest news via text messaging in the future, simply provide your cell phone number here.

Sign Up for Text Messaging