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Choice Builder Q4-2017 Rate Pass Plus a Richer VSP Benefit

Choice Builder Q4-2017 Rate Pass Plus a Richer VSP Benefit

Choice Builder Q4-2017 Rate Pass Plus a Richer VSP Benefit, Carrier News,

Choice Builder announced a Q4-2017 rate pass and improved VSP vision coverage options for October 1, 2017 effective dates.

Easily help your employers (2-199 employees) attract and retain top talent with affordable rates and rich benefits from the nation’s premier Dental, Vision, Chiropractic/Acupuncture, and Life carriers — all available together in one streamlined program. Product and rate information is available in PRISM (our no cost quote service) or through our expert quote team.

Why Choice Builder®

  • Improved vision coverage options from VSP (chart below) — the most requested carrier.
  • Anthem and MetLife Platinum Dental plans offer a $2500 calendar year maximum.
  • Delta Dental plans offer a $2,000 calendar year maximum.
  • No DE9C or payroll verifications.
  • Husband/wife groups are accepted with separate enrollment, and a business checking account and Fed Tax ID (not SSN).
  • Employer paid Dental with no wait for major services, including virgin groups.
  • 10% flat commission for the life of the policy.
  • Voluntary Dental requires minimum 10 eligible and minimum 5 enrolled.
  • Voluntary Vision and Chiropractic/Acupuncture – no minimum participation requirement.
  • All Choice Builder members qualify for CalPerks discounts on entertainment, theme and water parks, sporting events, warehouse clubs and more!

Richer VSP Vision Plan Benefit

  • Increased frame allowance of $180 (from $150), starting with October 1, 2017 effective dates, on Employer-Sponsored and Voluntary Vision plans.
  • Very affordable rates with no Q4 increase.
  • High brand recognition makes it easy to sell.

VSP Frame Allowance Through Choice Builder


Plan Updates

Ameritas PPO Plans

  • 2-199 employees — Employer-Sponsored. No wait for major services.
    Voluntary – 6 month wait for major services.
  • Platinum PPO 100/75/75 $2,000 – 80th UCR.
  • Gold PPO 100/80-90-100/50 graduating basic benefit increase.
  • Calendar year rollover programs up to $3,200 annual maximum.
  • Very strong 80th percentile UCR Out-of-Network (OON).
  • Rate savings on Employer-Sponsored plans, groups of 5 plus.
  • Child orthodontia available, up to $1,000 per member.
  • Large PPO network in California.
  • National PPO network in all 50 states.
  • Voluntary major waiting period takeover available.
  • Implant coverage is not available.

Anthem BX PPO Plans

  • 2-199 employees — Employer-Sponsored. No wait for major services.
  • Platinum PPO 100/90/60 $2,500 – 90th UCR.
  • Gold PPO (IN) 100/90/60 (OUT) 100/80/50 $2,000 90th UCR.
  • Rate savings tiers by group size.
  • Rate savings for exclusive industry classes.
  • Adult and child orthodontia available (10+ enrolled), up to $2,500 per member.
  • Composite fillings and implants are covered on all teeth.
  • National PPO network in all 50 states.
  • Silver Voluntary — 12 month wait for major services.

Delta Dental FFS PPO Plans

  • 2-199 employees — Employer-Sponsored. No wait for major services, including virgin groups.
  • Platinum PPO 100/80/50 $2,500 Premier network/UCR.
  • Gold PPO 100/80/50 $1,500 normal PPO network/MAC.
  • Child orthodontia available, up to $1,000 per member.
  • Implants are covered under Platinum and Gold PPO plans.
  • No missing tooth clause.
  • Silver Voluntary — 12 month wait for major services.

Delta Care DHMO Plans

  • 2-199 employees — Employer-Sponsored and Voluntary.
  • Adult and child orthodontia included.

MetLife PPO Plans

  • 2-199 employees — Employer-Sponsored. No wait for major services.
    Voluntary — 12 month wait for major services.
  • Platinum Plus PPO (IN) 100/90/60 $2,500 (OUT) 100 /80/50 90th UCR.
  • Platinum PPO (IN) 100/80/50 $2,250 (OUT) 100 /60/40 $1,750 70th UCR.
  • Silver PPO (IN) 100 /80/50 $1,250 (OUT) 90/60/40 $750 MAC.
  • Rate savings tiers by group size.
  • Child orthodontia available, up to $1,500 per member.
  • Composite filings and implants are covered.
  • National PPO network (PDP Plus) in all 50 states and Mexico.

EyeMed Vision Plans

  • 2-199 employees, Employer-Sponsored and Voluntary plans.
  • National PPO network in all 50 states.
  • Retail stores: LensCrafters, PearleVision, Sears, Target, JC Penney Optical.
  • Medical necessary contacts, up to $200 benefits per 12 months.
  • Lazer vision surgery with EyeMed Network discounts.

VSP Vision Plans

  • 2-199 employees, Employer-Sponsored and Voluntary plans.
  • National PPO network in all 50 states.
  • Medical necessary contacts, up to $210 benefits per 12 months.
  • Diabetic ophthalmological services covered with $5 copay.
  • Laser vision surgery, up to $250 per eye allowance.
  • Low vision additional benefits.

Landmark Chiropractic/Acupuncture/Radiology Plans

  • 2-199 employees, Employer-Sponsored and Voluntary plans.
  • Discount program with unlimited visits.
  • California members only.
  • In-network only Landmark providers.

Assurity Life Plans

  • 2-199 employees, Employer-Sponsored only.
  • Term Life with AD&D included.
  • Up to $75,000 Guarantee Issue, depending on group size.
  • Disability premium waiver.
  • Accelerated death benefit.

Questions?
Contact the small group experts at 800.696.4543 or info@claremontcompanies.com.

 

 

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