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Starting July 1, Covered California for Small Business (CCSB) is offering new Blue Shield plans, providing more options for enrollees. These plans include the Access+ HMO Network with Platinum, Gold, and Silver metal tier options, as well as the Bronze Trio HMO 7000/70. The two most popular Blue Shield High Deductible Health Plans (HDHP), Silver Full PPO Savings 2300/25% and Bronze Full PPO Savings 7000 plans, are also now available.
All of these plans offer benefits such as Wellvolution, Teladoc Mental Health, Nurse Help 24/7, LifeReferrals 24/7, and the Blue Card program for when members are outside of California.
For assistance, please contact our Quotes team at quotes@claremontcompanies.com or 800.696.4543.
Login To PrismHow can plans with different co-pays be in the same metal level?
Cost-sharing structures could vary from one plan to another, but still achieve the same actuarial value. For example, one plan may have a higher deductible than another, compensating by having a lower coinsurance percentage once the deductible is met in order to achieve the same actuarial value.
There may be a more recent answer to this question. Contact Claremont for an update.