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Eligible for Covered California for Small Business: Two partners plus one part-time employee?
A three-person group where two are partners and one is a 20-hour/week employee (who’s not the spouse of either partner) is a group eligible for Covered California for Small Business if the group offers coverage to that employee.
If the group does not offer coverage to that employee, then it would not be eligible for Covered California for Small Business coverage.
The rule is that at least one eligible employee must be extended coverage. An employee that averages 30 hours/week or more is considered eligible automatically as a full-time employee. A part-time employee that works 20-29 hours/week is considered eligible only if the employer extends an offer of coverage to part-time employees that work 20-29 hours/week.
Employees that work less than 20 hours/week or are 1099 or are seasonal are not eligible.
There may be a more recent answer to this question. Contact Claremont for an update.