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Delta Dental Quoting

Employer contribution entered in Dental Contribution under Group Information affects the Delta Dental plans and rates returned. Please be aware that Delta Dental will require groups with 100% employer contribution to have 100% participation.

If you need assistance, please contact our Quotes team at or 800.696.4543.

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ACA/Healthcare Reform

Is the penalty calculated monthly or annually?

The penalty amount is an annual amount.  However, the penalty is based on the number of months in which the individual lacked coverage.  Hence, if an individual had coverage or an exemption for part of the year, the penalty amount is divided by 12 to get the monthly penalty amount.

Note:  Individuals are exempt from the penalty for short coverage gaps, which is a continuous period of less than 3 months.