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Covered California for Small Business –
New Blue Shield Plans

Starting July 1, Covered California for Small Business (CCSB) is offering new Blue Shield plans, providing more options for enrollees. These plans include the Access+ HMO Network with Platinum, Gold, and Silver metal tier options, as well as the Bronze Trio HMO 7000/70. The two most popular Blue Shield High Deductible Health Plans (HDHP), Silver Full PPO Savings 2300/25% and Bronze Full PPO Savings 7000 plans, are also now available.

All of these plans offer benefits such as Wellvolution, Teladoc Mental Health, Nurse Help 24/7, LifeReferrals 24/7, and the Blue Card program for when members are outside of California.

For assistance, please contact our Quotes team at quotes@claremontcompanies.com or 800.696.4543.

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The concept of “single-payer” is getting a lot of attention lately – what is it?

Strictly-speaking, single-payer describes a system in which a single entity, such as the government, pays for all healthcare costs. Individuals typically pay for healthcare through taxes and the government reimburses the providers of that care.

The recent failure by Congress to pass a replacement or repair of the ACA, and increasing concern about the viability of the ACA’s federal exchanges, is leading some to consider single-payer as a better way to pay for healthcare. Senator Bernie Sanders, who advocated strongly for a single-payer system during his run for the presidency, says he now intends to introduce legislation to establish his version of single-payer, which he calls “Medicare For All.” At the state level, two California State Senators, Ricardo Lara and Toni Atkins, introduced legislation to establish a single-payer system in California.

Until our current system is repaired or replaced, it is likely that you’ll be hearing a lot more about single-payer as alternative to our mostly market-based system of healthcare financing.

Resources – Kaiser Health News, in 2016, published this article which provides an excellent and unbiased description of single-payer.

In our library, you’ll find carrier forms, applications, enrollment kits, broker bonuses, marketing resources, and more (video tutorial). However, not all carrier forms are available online.

If you don’t find what you are looking for, contact our team for help at 800.696.4543 or materials@claremontcompanies.com.