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Starting July 1, Covered California for Small Business (CCSB) is offering new Blue Shield plans, providing more options for enrollees. These plans include the Access+ HMO Network with Platinum, Gold, and Silver metal tier options, as well as the Bronze Trio HMO 7000/70. The two most popular Blue Shield High Deductible Health Plans (HDHP), Silver Full PPO Savings 2300/25% and Bronze Full PPO Savings 7000 plans, are also now available.
All of these plans offer benefits such as Wellvolution, Teladoc Mental Health, Nurse Help 24/7, LifeReferrals 24/7, and the Blue Card program for when members are outside of California.
For assistance, please contact our Quotes team at quotes@claremontcompanies.com or 800.696.4543.
Login To PrismYes. Here are helpful carrier guides for reopening and returning employees to work:
Humana
Kaiser Permanente
UnitedHealthcare
Employers should ensure that employees are aware of the enhancements to benefits and coverage that carriers have introduced in response to COVID-19:
Most carriers’ COVID-19 enhanced benefits have expiry dates. Employers should ensure that employees are aware of these. Our COVID-19 Carrier Response Guides provide a helpful summary of each carrier’s actions in these areas.
Employers should also communicate to employees the benefits currently available to them and how best to use them, including:
Most carriers are providing helpful resources for members on coverage and access to care. (e.g. Blue Shield, UnitedHealthcare)
Employers may want to consider additional benefits to help employees, including emergency response benefits such as Section 139 accounts.
Employers will want to ensure any recent and upcoming changes to benefits are made in a compliant manner. For example:
Benefits compliance concerns will largely be situational. Contact Claremont for assistance.
Claremont Insurance Services and its affiliates do not provide tax, legal or accounting advice. This material has been prepared for informational purposes only, and is not intended to provide, and should not be relied on for, tax, legal or accounting advice. You should consult your own tax, legal and accounting advisors before engaging in any transaction.
On May 4 Governor Newsom announced the state’s plan to gradually reopen businesses. California is currently in Stage 2 – the limited reopening of lower-risk businesses that began May 8, 2020.
Some California counties have received State approval to move faster into Stage 2. A list of the counties with approval can be found here.
As of May 25, the counties with approval to move faster into Stage 2 are:
Alpine, Amador, Butte, Calaveras, Colusa, Del Norte, El Dorado, Fresno, Glenn, Humboldt, Inyo, Kern, Kings, Lake, Lassen, Madera, Mariposa, Mendocino, Merced, Modoc, Mono, Napa, Nevada, Orange, Placer, Plumas, Riverside, Sacramento, San Benito, San Bernardino, San Diego, San Joaquin, San Luis Obispo, Santa Barbara, Shasta, Sierra, Siskiyou, Solano, Sonoma, Stanislaus, Tehama, Trinity, Tuolumne, Ventura, Yolo, and Yuba-Sutter.
On May 18, Governor Newsom announced relaxed criteria for counties to move more quickly into Phase 2. It’s expected that many more counties will shortly join the above list. Check back for updates.
In addition to the state-wide list of business types that can open in Stage 2, these business types can open in counties that have received approval to move faster into Stage 2:
Helpful Resources
California Coronavirus (COVID-19) Response:
LA Times: Which California counties are reopening. A very informative section on the status of business reopening by county.