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Defined Employer Contribution + Multi-Carrier Employee Choice

Defined Employer Contribution + Multi-Carrier Employee Choice

Defined Employer Contribution + Multi-Carrier Employee Choice, Carrier News,

With Covered California for Small Business (CCSB), employers can control their health plan budgets, maintain quality coverage, and offer employees a choice of benefits and plans. Establishing a defined contribution and reference plan strategy makes it easy!

Employers simply base their premium contribution on a reference plan at any price point (similar to a gift card), and then employees can choose coverage from any carrier and any plan within two adjoining metal tiers. CCSB’s cost-effective flexible solution improves employee satisfaction and retention and provides a competitive advantage.

CCSB offers a wide range of affordable, quality, and popular carrier and plan options in 2018:


  • Two full network PPOs from Blue Shield and Health Net.
  • Two HMO networks with multiple plans from Kaiser and Blue Shield.


  • Two HMO carriers with multiple plans from SHARP and CCHP.
  • One tailored network PPO from Health Net.


  • Delta Dental
  • Dental Health Services
  • California Dental Network
  • Select Plans from Liberty Dental

Check out this 6:33 minute video to learn more about a reference plan strategies, budget controls, and how small business owners and their employees can leverage CCSB.

To aid your acquisition efforts, share this video outlining the benefits of CCSB with your prospects and on your social media platforms.


Download our two sales guides to gain a better understanding of the unique CCSB advantages and how they benefit employer groups.

Retain renewing groups and acquire new clients by offering real value, quality, and flexibility with Covered California for Small Business.


Contact the small group experts at 800.696.4543 or




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