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Effectively Present Telemedicine Benefits to Small Business Clients

Nov 12, 2018, 2 Minute Read

As one of the hottest trends in health plans, telemedicine offers plan members both cost savings and increased convenience — a rare advantage these days.

To effectively present telemedicine benefits to your small business clients and their employees, below are the latest telemedicine benefits and resources by carrier.

Teladoc — affordable, convenient healthcare made simple, when and where it’s needed.

• Board-certified physicians 24/7/365.
• Access via video or phone.
• Diagnose, treat, and prescribe medication when appropriate.
• Common and routine illnesses.
• Estimated claims savings per episode is $512.
• Average response time is 11 minutes.
• To talk to a doctor using the mobile app, view the how-to video.

Copays

• Embedded in all small group plans.
• HMOs and PPOs — $5 standard copay.
• HDHP plans — $40 copay (contracted rate) until the deductible is met; then the copay is $5.
• Bronze PPO 6500/50% plan — $40 copay until the deductible is met; then 50% coinsurance = $20 copay.
• Cost shares paid for Teladoc services accumulate towards the OOPM.

Download the flyer to learn more.

Virtual Visits — a convenient way to start feeling better faster, whenever, wherever. 

• Available to all members on all California Small Group plans.
• Most plans have a $5 Virtual Visit copay.
• Choice Simplified Non-HDHP plans have a $5 copay.
• Choice Simplified HDHP plan members pay the $49 contracted rate until the deductible is met, then the applicable coinsurance applies.

Download the flyer to learn more.

• Telemedicine benefits are available to Blue Shield of California members within Covered California for Small Business (CCSB), details above.
• Telephone appointments and video visits are available to Kaiser HMO members within CCSB at no charge.
• Learn more about Kaiser’s telephone appointments, video visits, and My Health Manager app.

Questions?
Contact our small group experts at 800.696.4543 or info@claremontcompanies.com.

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