Effectively Present Telemedicine Benefits to Small Business Clients
Effectively Present Telemedicine Benefits to Small Business Clients
November 12, 2018As one of the hottest trends in health plans, telemedicine offers plan members both cost savings and increased convenience — a rare advantage these days.
To effectively present telemedicine benefits to your small business clients and their employees, below are the latest telemedicine benefits and resources by carrier.
Teladoc — affordable, convenient healthcare made simple, when and where it’s needed.
- Board-certified physicians 24/7/365.
- Access via video or phone.
- Diagnose, treat, and prescribe medication when appropriate.
- Common and routine illnesses.
- Estimated claims savings per episode is $512.
- Average response time is 11 minutes.
- To talk to a doctor using the mobile app, view the how-to video.
Copays
- Embedded in all small group plans.
- HMOs and PPOs — $5 standard copay.
- HDHP plans — $40 copay (contracted rate) until the deductible is met; then the copay is $5.
- Bronze PPO 6500/50% plan — $40 copay until the deductible is met; then 50% coinsurance = $20 copay.
- Cost shares paid for Teladoc services accumulate towards the OOPM.
Download the flyer to learn more.
Virtual Visits — a convenient way to start feeling better faster, whenever, wherever.
- Available to all members on all California Small Group plans.
- Most plans have a $5 Virtual Visit copay.
- Choice Simplified Non-HDHP plans have a $5 copay.
- Choice Simplified HDHP plan members pay the $49 contracted rate until the deductible is met, then the applicable coinsurance applies.
Download the flyer to learn more.
- Telemedicine benefits are available to Blue Shield of California members within Covered California for Small Business (CCSB), details above.
- Telephone appointments and video visits are available to Kaiser HMO members within CCSB at no charge.
- Learn more about Kaiser’s telephone appointments, video visits, and My Health Manager app.
Questions?
Contact our small group experts at 800.696.4543 or info@claremontcompanies.com.
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