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Let’s face it, nobody wants to think about becoming disabled and unable to work. But it happens. In fact, one in four of today’s 20-year-olds will become disabled before reaching age 67.1
Short- and long-term disability options that help employees replace a portion of their income, in the event of a disability, while providing support that helps them return to work as soon as possible, can be a game-changer for employees and employers.
For employees, the ability to work and earn a living is one of the most valuable assets they have. An extended illness, injury or pregnancy leave can create significant financial gaps when it comes to covering ongoing expenses like house payments or rent, groceries, or childcare – especially when you consider half of employees say they’re living paycheck-to-paycheck.2
Knowing disability coverage is in place provides more than peace of mind. It also allows the disabled employee to focus on recovery, rather than financial concerns. For business owners, this can be key.
Companies rely on having a productive workforce. Return-to-work incentives and rehabilitation support features also provide valuable elements that help both employees and employers maximize productivity. These features can include support related to family care expenses or moving expenses if relocation is recommended for rehabilitation.
MetLife’s suite of short- and long-term disability solutions offer:
Helping your clients and their employees understand the value of short- and long-term disability benefits is critical.
Offer employers MetLife’s comprehensive disability benefit solutions. And earn additional compensation with MetLife’s Multi-Product Advantage.
Contact the small group experts at 800.696.4543 or firstname.lastname@example.org.
1Social Security Basic Facts, January 2018.
2MetLife 17th Annual U.S. Employee Benefit Trends Study, 2019.
Like most group disability insurance policies, group policies offered by MetLife contain certain exclusions, exceptions, waiting periods, reductions, limitations and terms for keeping them in force.