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Why Choose Health Net?
✔ Lowest rates in the market – Affordable options without compromising quality.
✔ Robust PPO network – Competes with major carriers like Anthem and Blue Shield.
✔ Flexible HMO options – Networks to fit nearly every group statewide and every budget.
✔ Simplified underwriting – Only 25% participation required for groups with 5+ enrolling. No DE9C or prior carrier bill needed.
✔ Easy-to-sell benefits – $0 deductible HMO plans + four years of rate stability.
✔ Nationwide coverage – Cigna network access for out-of-state employees + state plurality rules for group qualification.
Start Including Health Net in Your Quotes Today!
Need guidance on networks, plan designs, or have questions? We’re here to help!
Call us at 800.696.4543 | Email us at info@claremontcompanies.com.
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Pharmacy costs remain one of the fastest-growing components of employer healthcare spend. In response, Congress recently passed the Pharmacy Benefit Manager (PBM) Reform Act, alongside new Department of Labor transparency rules targeting PBM pricing practices. Learn more.
These reforms are designed to improve affordability and accountability in prescription drug benefits—an area that has historically lacked visibility for employers and brokers.
The legislation introduces two core requirements affecting group health plans:
This level of reporting significantly increases employer visibility into pharmacy benefit economics.
PBM reform signals a broader market shift toward transparent pharmacy pricing models. As these requirements take effect, brokers can expect:
Blue Shield has been an early advocate for PBM transparency and affordability initiatives. Notable efforts include:
As of 2026, Blue Shield reports full compliance with SB 41 requirements.