Claremont Insurance Services, Walnut Creek, Californian General Agency

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Choice Builder Q2-2016 Small Group Rate Pass and Updates

Choice Builder Q2-2016 Small Group Rate Pass and Updates

Choice Builder Q2-2016 Small Group Rate Pass and Updates, Carrier News,

Choice Builder announced a rate pass for April 1, 2016 effective dates. There will be no plan or benefit changes from the plans and rates released effective January 1, 2016. Product and rate information is available from our expert quote team.

Choice Builder® Updates

Ameritas PPO Platinum

  • 2-199 employees (ER Sp.) – no wait for major services. Voluntary – 6 month wait for major services.
  • 100/75/75 plan benefit, IN and OUT of network (OON).
  • $50 deductible IN network, $100 deductible OON.
  • Deductible waived for preventative services IN and OON.
  • $2,000 annual maximum. Carry-over program up to $3,200 annual maximum.
  • Very strong 80th percentile UCR OON.
  • Largest PPO network in California.
  • Rates discounted on employer sponsored plans, groups of 5 plus!

Important Plan Facts for 2016

  • Ameritas Platinum PPO Plan, 100/75/75, $2,000, UCR, bonus carry-over on annual maximum.
  • Delta Dental Products: 3 year rate guarantee if sold in 2015, 2 year rate guarantee if sold in 2016.
  • Delta “Premier Network” is available on Delta Platinum PPO (Gold uses normal PPO network).
  • 2-199 lives, no wait on major services, even for virgin groups.
  • Husband/wife groups are okay. Need: separate enrollment, business checking account, and federal tax ID (not SSN).
  • DE-9 not required.
  • Full voluntary portfolio for groups of 5-199.
  • 10% flat commission for the life of the policy.
  • 24 hour quote turnaround.

To learn more about Choice Builder’s premier dental, vision, chiropractic/acupuncture and life benefits for small businesses with 2-199 employees, download the 2016 Agent’s Benefits Guide.

Questions?
Contact the small group experts at 800.696.4543 or info@claremontcompanies.com.

 

 

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