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Take Advantage of The Small Group Special Enrollment Period This Year – NOW CLOSED

Take Advantage of The Small Group Special Enrollment Period This Year – NOW CLOSED


The ACA mandated small group market Special Enrollment Period (SEP)¹ is now closed. Applications were due to carriers by December 15, 2017.

Under the SEP, small employers are exempt from certain contribution and participation requirements for coverage effective January 1, 2018.

The SEP offers you a solution for employers with unique needs, such as:

  • Dual-Carrier Groups
    Small employers offering coverage from two carriers (aka dual-carrier groups) sometimes struggle to meet carrier participation requirements with one of the carriers. If you have dual-carrier groups such as these, then the SEP may be a good option for them.
  • Groups Preferring Lower Employer Premium Contributions
    Than Are Otherwise Required
    Groups struggling to meet carrier premium contribution requirements may find the SEP a viable option. There is no employer premium contribution requirement when enrolling during the SEP.

Please note: the Special Enrollment Period is different than the relaxed participation promotions that carriers sometimes offer. These carrier promotions are usually offered for a specific time period and may be discontinued at any time.

Quickly compare carrier deadlines and details with our Carrier SEP Guide:

Carrier SEP Guide

 

Need assistance?
Contact the small group experts at 800.696.4543 or info@claremontcompanies.com.

 

¹The small group market Special Enrollment Period is an ACA mandate that requires small group carriers offer a Special Enrollment Period when employers, that would otherwise not meet participation or contribution requirements, can enroll. Other carrier underwriting rules still apply.

 

 

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