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Delta Dental Quoting

Employer contribution entered in Dental Contribution under Group Information affects the Delta Dental plans and rates returned. Please be aware that Delta Dental will require groups with 100% employer contribution to have 100% participation.

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Trends in Employer Health Care Coverage, 2008–2018

Trends in Employer Health Care Coverage, 2008–2018

Jan 6, 2020, < 1 Minute Read

A recent Commonwealth Fund Report, that analyzes employer-sponsored health plans, provides insights that can help brokers answer clients’ questions about the ongoing trend in increased premiums, deductibles, and out-of-pocket spending.

An estimated 164 million under age 65, or roughly half the population of the United States have insurance through employers. “California workers went from spending 8% of their income on health insurance premiums and deductibles in 2008, about $4,100, to nearly 12% of their income on premiums and deductibles in 2018, about $6,900. That is a 68% jump in employees’ health care spending over the past decade — which far outpaces wage growth during the same period. Between 2008 and 2018, median household income in the state grew just 16%, from about $52,000 to $60,000, according to the report.” (San Francisco Chronicle article.)

Annual Growth Total Premiums Costs

A summary of employer-sponsored insurance premium costs, employee contribution to premium costs, employee deductible costs, and the total potential out-of-pocket costs can be found on this flyer.

Download The Full Report


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