Claremont Insurance Services, Walnut Creek, Californian General Agency


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Two RSL SmartChoice® Small Business Solutions Released

Two RSL SmartChoice® Small Business Solutions Released

Two RSL SmartChoice® Small Business Solutions Released, Reliance Standard,

Critical Illness and Accident Insurance solutions are now available for groups with 2-19 employees. What’s more, the Reliance Standard suite of products includes Business Travel Accident (BTA) insurance for employees on the move!

RSL SmartChoice® Critical Illness Insurance Features:

  • Three benefit options for employers.
  • Coverage categories include:
    – Cancer
    – Heart Attack and Stroke
    – Kidney (Renal) Failure
    – Major Organ Transplants

Employer and employee eligibility, participation requirements and additional plan information are available here.


RSL SmartChoice® Accident Insurance Features:

  • Three plan options, each with different reimbursement levels.
  • Accidental death and dismemberment benefits are standard.
  • Non-occupational coverage is standard (select SICs will be eligible for 24-hour coverage).

Access additional plan information, including eligibility and participation requirements here.


Business Travel Accident (BTA) Insurance Features:

  • For groups of five or more lives (if your state minimum is greater than five, the group must meet the state’s minimum requirement).
  • Business only or business and pleasure coverages available.
  • Amount and type of business travel by key employees will determine the type of plan needed.
  • Customized plans are available.
  • Coverage can be written on a stand-alone basis.
  • Travel assistance included.

Available Plans

  • Common Carrier
  • All Conveyance Travel
  • Felonious Assault Coverage
  • All Occupational Coverage
  • 24-Hour Business Activity Accident Protection
  • 24-Hour Business and Pleasure Activity Accident Protections

Optional Benefits

  • Accident Permanent Total Disability
  • Accident Weekly Income
  • Company-owned/leased aircraft, pilots and crew (any aircraft owned or leased by or operated on behalf of the employer).

View additional Business Travel Accident plan information here.


Make sure your clients take advantage of these beneficial SmartChoice® Insurance solutions.

Contact your Claremont team at 800.696.4543 or


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