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UnitedHealthcare Enhances Ancillary Coverage

UnitedHealthcare Enhances Ancillary Coverage

UnitedHealthcare Enhances Ancillary Coverage, Carrier News,

Ancillary benefits are even easier to sell with UnitedHealthcare’s Dental Simplified 2.0 relaxed underwriting, and the addition of an EAP with Life/AD&D benefits (effective January 1, 2019 – July 1, 2019).

Dental Plan Enhancements

Platinum Plans

  • All calendar year maximums have been increased to $2,000.
  • Implant coverage has been removed.
  • Out-of-network (OON) has been upgraded to UCR-90.

Gold Plans

  • All calendar year maximums have been increased to $5,000.
  • Endo/Perio and oral surgery are now covered in Major for all plans.
  • Orthodontia is offered on one plan now.
  • Implant coverage is now offered on three plans.

Silver Plans

  • A fourth plan has been added.
  • All calendar year maximums are $1,500.
  • Orthodontia is offered on one plan now.
  • OON offers two UCR-90 instead of MAC.

Bronze Plans

  • Two $1,500 calendar year maximums are available.

You can now sell orthodontia to groups with only five eligible employees and UCR plans with Endo/Perio in basic service are down to two only eligible employees. Download the flyer for details.

EAP Pilot Program for Life/AD&D

Previously offered with Long-Term Disability only, an EAP will be included at no cost with Life/AD&D benefits. (Most carriers now offer EAP with Basic Life.) Included are three face-to-face visits with unlimited 24/7 phone access. This EAP pilot program is for groups with effective dates of January 1, 2019 – July 1, 2019. UnitedHealthcare is evaluating whether to make it a permanent benefit.

The new EAP benefit will be added to the standard no-fee life insurance benefits including Beneficiary Services, Travel Assistant, Wealth Management, and Will and Trust. Learn more about the EAP Member Assistance Program.

Discover how your groups can benefit from UnitedHealthcare’s:

Contact the small group experts at 800.696.4543 or We’ll help you make the sale!



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