Claremont Insurance Services, Walnut Creek, Californian General Agency


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Frequently Asked Questions

Here you’ll find answers to frequently asked questions about the Affordable Care Act (ACA), Covered California, the San Francisco Health Care Security Ordinance (HCSO) and in the General section, managing your agency during times of change.

If you have a question that isn’t answered here, contact the small group experts at 800.696.4543 or

The answers provided are a best interpretation of the information available as of the date posted. The answers are for informational purposes and should not be construed as tax or legal advice.


Stay updated on the Affordable Care Act (ACA) mandates and ensure your clients are in compliance. To learn more, check out our easy-to-use guides and exclusive articles.

View all ACA questions.

Covered CA

Quickly get a comprehensive overview of Covered California. To find out more about the requirements and unique advantages of Covered California for Small Business, visit our carrier section.

View all Covered CA questions.

San Francisco HCSO

Understand the San Francisco Health Care Security Ordinance (HCSO) obligations Covered Employers are required to meet. Visit for more information and resources.

View all San Francisco HCSO questions.


It is a challenge to manage your agency during a rapidly evolving market. In this section we provide answers that will help you grow and maintain your business.

View all General questions.