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To access the carrier product and rate information provided by PRISM, check the box below indicating you have read and agree to the license agreement. A button will then appear to access PRISM.

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PRISM License Agreement

Claremont Insurance Services Prism Service Terms Of Use
August 1, 2020

PRISM is a Product and Rate Information Survey of the Market offered by Claremont Business Group, Inc., dba Claremont Insurance Services (“Claremont”) as a courtesy service to agents and brokers who agree to these Terms of Use (“TOU”).

The product and rate information provided by PRISM is developed from materials made available by carriers marketing coverage to employer groups in California. The purpose of PRISM is to provide agents and brokers with a quick and convenient survey of the market. The information provided on PRISM is for comparative use and provides only a summary of benefits and not a complete guide to coverage. PRISM does not provide a quotation of benefits or rates. The agent or broker using PRISM should verify all information with an appropriate resource or consult the benefit booklet or the evidence of coverage provided by the carrier.

As of August 2020, Claremont Insurance Services is a General Agent for: Beam Dental, Blue Shield of California, Chinese Community Health Plan, Choice Builder, Cigna + Oscar, Claremont Behavioral Services, Covered California for Small Business, Delta Dental of California, Humana, MetLife, Principal, Reliance Standard, SterlingHSA, TASC, and UnitedHealthcare.

PRISM is licensed by Claremont from Ebix, Inc. (“Ebix”) and use of PRISM is subject to this TOU and Ebix’s separate terms of use. You are granted a non-exclusive, non-transferable, revocable license to use PRISM strictly in accordance with this TOU and Ebix’s terms of use and agree to comply with all intellectual property laws. Claremont may terminate your access to PRISM at any time without cause.

Claremont’s website includes a Terms Of Use which outlines Claremont’s privacy policy. That policy also applies to use of PRISM. Use of PRISM is password protected. You agree to maintain the confidentiality of your password and to not permit others to use your password. If you do permit a person to use your password, then you agree you are liable for any damages they cause.

Disclaimer of Warranties: PRISM is provided “AS IS” WITHOUT WARRANTY OF ANY KIND, EITHER EXPRESSED OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT. Claremont assumes no liability for rate, risk adjustment factor, underwriting requirements, benefit description, group or individual eligibility or any other guideline or requirement which is determined by the carrier.

Limitation of Liability: IN NO EVENT WILL CLAREMONT BE LIABLE FOR INDIRECT, SPECIAL, INCIDENTAL, OR CONSEQUENTIAL DAMAGES OR DAMAGES TO SYSTEMS OR DATA, EVEN IF CLAREMONT HAS BEEN INFORMED OF THE POSSIBILITY OF SUCH DAMAGES RELATED TO OR ARISING OUT OF ACCESSING THIS WEBSITE.

IN ANY CIRCUMSTANCES WHERE LIABILITY OCCURS, YOU AGREE THAT THE ENTIRE LIABILITY OF CLAREMONT UNDER THIS TOU, OR ANY MATTER RELATING TO THIS TOU OR PRISM, REGARDLESS OF THE FORM OF ANY CLAIM OR ACTION OR THEORY OF LIABILITY (INCLUDING CONTRACT, TORT, OR WARRANTY) SHALL NOT EXCEED ONE THOUSAND DOLLARS ($1,000) AND THAT AMOUNT SHALL BE IN LIEU OF ALL OTHER REMEDIES WHICH YOU MAY HAVE AGAINST CLAREMONT AND ANY OF OUR AFFILIATE PARTIES.

Indemnification: You agree to defend, indemnify and hold harmless Claremont and its subsidiaries, affiliates, officers, agents, employees, partners and licensors from any claim or demand, including attorneys’ fees, made by any third party due to or arising out of your breach of the TOU.

Governing Law: The TOU shall be governed by the laws of the State of California, USA, without reference to its choice of law rules. You agree that Contra Costa County Superior Court and the United States District Court for the Northern District of California shall have exclusive jurisdiction over any disputes with Claremont arising from or related to PRISM. You irrevocably consent and submit to the exclusive personal jurisdiction of such courts, and you irrevocably waive any jurisdictional, venue or inconvenient forum objections to such courts.

Miscellaneous: You agree that, except as otherwise expressly provided in this TOU, there shall be no third-party beneficiaries to this TOU. The failure of Claremont to exercise or enforce any right or provision of this TOU shall not constitute a waiver of such right or provision. This TOU and Ebix’s terms of use constitute the entire agreement relating to the use of PRISM. Should any provision of our TOU be held invalid, unlawful or for any reason unenforceable, then the invalid, unlawful or unenforceable provision shall be severable from the remaining provisions. Such invalid, unlawful or unenforceable provision shall not affect the validity or enforceability of the remaining provisions.

Contacting Claremont:  If you have questions, comments or concerns regarding PRISM, please contact info@claremontcompanies.com.  Please include detail of your questions, comments or concerns and your complete name and contact information.  You may also call 925.296.8800.

View This Agreement After Logging In

For your convenience, this site uses cookies to track your agreement option. When you click the “I Agree: Enter PRISM” button, we save your agreement selection on your browser in the form of a “cookie.” By doing this, we are able to quickly direct you to PRISM without your having to view the TOU every visit. Because the TOU is suppressed on subsequent visits, we have placed a link to this license in the footer of the PRISM section of this website.

If the terms of the TOU change at any time after clicking the “I Agree: Enter PRISM” button, or if you clear the cookies from your browser, this page will appear once again during the login process to PRISM.