To access the carrier product and rate information provided by PRISM, check the box below indicating you have read and agree to the license agreement. A button will then appear to access PRISM.

This site uses cookies to track your agreement option. If the terms of the license agreement change or if you clear the cookies from your browser, this page will appear once again during the PRISM login process.

Cigna + Oscar Withdraws from
The Small Group Market

New Cigna + Oscar (C+O) small group sales and renewals will not be offered in 2025. At C+O’s request, all plans and rates have been removed from the quote engine. However, you can still quote or renew your C+O groups through December 15, 2024 by contacting us at or 800.696.4543. Please note: the last day of coverage will be December 14, 2025.

For assistance, please contact our Quotes team at or 800.696.4543.

Login To Prism

Beam – Critical Illness Coverage

Beam – Critical Illness Coverage

Beam – Critical Illness Coverage

May 1, 2023, < 1 Minute Read

Help employers provide extra protection and financial security for their workforce in the event of a serious illness or injury by offering Beam’s new critical illness coverage.

The coverage includes a range of benefits, such as hospital stays, surgery, chemotherapy, and radiation treatments. Plus, it also offers financial assistance for expenses related to caregiving, travel, and other non-medical expenses.

A great option to supplement traditional health insurance, Beam’s critical illness coverage can be especially helpful for those with high-deductible health plans (HDHP).

Features Include:

A valuable addition to standard health insurance, Beam’s critical illness coverage can provide employees peace of mind and financial assistance during challenging times. Download the flyer for details.

Contact us today for a Beam quote.

Get a Quote


Contact The Answer Team at 800.696.4543 or


Get The Latest News with Text Messaging!

Your success is important to us, and we’re actively working on new solutions to support you throughout the year. To get the latest news via text messaging in the future, simply provide your cell phone number here.

Sign Up for Text Messaging



  • In our library, you’ll find carrier forms, applications, enrollment kits, broker bonuses, marketing resources, and more (video tutorial). However, not all carrier forms are available online.

    If you don’t find what you are looking for, contact our team for help at 800.696.4543 or