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Beam Dental Offers Group Term Life Coverage

Beam Dental Offers Group Term Life Coverage

Beam Dental Offers Group Term Life Coverage

Jul 21, 2020, 3 Minute Read

Effective July 1, 2020, Beam Dental will be offering group term life and accidental death and dismemberment (AD&D) coverage through Nationwide®.

Nationwide’s group term life policies will be paired with AD&D coverage, which also includes the Employee Assistance Program (EAP) at no additional charge.

Plan Details

Plan Features

Life Insurance Benefits

Accidental Death & Dismemberment (AD&D)

Pays an additional benefit equal to the members’ life insurance benefits for death due to accidental causes. Benefits are also payable in the event of accidental loss of eyesight, limbs, movement of limbs, speech, and hearing.

Premium Waiver Benefit

Members’ life insurance premiums may be waived if they become totally disabled prior to age 60 for more than 9 months, up to age 65.

Accelerated Death Benefit

50% to $50,000 if members are diagnosed with a terminal illness, a portion of the death benefit may be payable during their lifetime.

Download the flyer to learn more.

Valued by both employers and employees, Beam Dental offers:

Plan Options

Beam offers a range of plan options designed to fit the needs of every employer, including:

Plan Highlights

Standard Provisions


Quality Vision Coverage Available Through VSP Vision Care

Beam Perks

Every Beam member receives complimentary Beam Perks. The member welcome kit contains a sonic-powered, smart, electronic toothbrush, custom formulated toothpaste, dental floss, and access to the Beam App and Member Portal.


Beam’s SmartPremiums help groups save up to 15% at renewal. When members use the Beam Brush, the group earns a Beam score. The better the group’s Beam score, the lower the group’s premium at renewal.

Premium reduction occurs at renewal (plan year or calendar year) and is based on the group’s aggregate Beam score, prior year claims data analysis, and changes in dentist reimbursement contracts.

Start quoting Beam Dental with group term life coverage today and take advantage of the features, benefits, and savings!

Contact your Claremont team at 800.696.4543 or