Beam Two-Year Rate Guarantee

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PRISM - Health Net is Now Available Through Claremont!

Why Choose Health Net?
✔ Lowest rates in the market – Affordable options without compromising quality.
✔ Robust PPO network – Competes with major carriers like Anthem and Blue Shield.
✔ Flexible HMO options – Networks to fit nearly every group statewide and every budget.
✔ Simplified underwriting – Only 25% participation required for groups with 5+ enrolling. No DE9C or prior carrier bill needed.
✔ Easy-to-sell benefits – $0 deductible HMO plans + four years of rate stability.
✔ Nationwide coverage – Cigna network access for out-of-state employees + state plurality rules for group qualification.

Start Including Health Net in Your Quotes Today!
Need guidance on networks, plan designs, or have questions? We’re here to help!

Call us at 800.696.4543 | Email us at info@claremontcompanies.com.

Mar 7, 2022, 2 Minute Read

To give your clients stability, Beam has announced a two-year rate guarantee and rate cap promotion for small and large groups. It applies to all new dental and vision quotes received on or before May 31, 2022.

Small Group Two-Year Rate Guarantee

Includes a 3% rate cap in year 3 for 10-99 eligible employee groups. (Most increases fall in the 4.9% to 6.0% range.)

Download the flyer to learn more.

Large Group Two-Year Rate Guarantee

Includes a 7% rate cap in year 3 for 100-499 eligible employee groups.

Download the flyer to learn more.

Reminders

Beam dental and vision plans are available for 2+ enrolled employees.

Beam’s Standard Provisions

Annual open enrollment on all plans.
No waiting periods unless requested.
No missing tooth clause.
Implants are covered on all dental plans.
Posterior composites and porcelain crowns are covered with no downgrades.
Occlusal (night) guards are covered.
Rollover feature offered to match or add as new.
Beam Perks for every member that enrolls with an email address.

Dental Provider Networks

Beam has over 400,000 dental access points nationwide.
Access points are comprised of these dental networks: Dental Benefit Providers (DBP owned by UHC), Careington, DenteMax Plus, Connection Dental, and First Dental Health.
Find an in-network dentist.

Vision: VSP® Vision Care Plans & VSP® Choice Network

Frame allowances – $150, $175, $200.
Frequency limits – 12/12/12 and 12/12/24.
Available for 2+ enrolled employees.
Nationwide provider network and retail locations with over 57,000 vision access points and more than 31,000 providers.
Find a VSP Network eye doctor.

Start quoting Beam today and help your groups take advantage of the promotion!

Questions?
Contact The Answer Team at 800.696.4543 or info@claremontcompanies.com.

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