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Why Choose Health Net?
✔ Lowest rates in the market – Affordable options without compromising quality.
✔ Robust PPO network – Competes with major carriers like Anthem and Blue Shield.
✔ Flexible HMO options – Networks to fit nearly every group statewide and every budget.
✔ Simplified underwriting – Only 25% participation required for groups with 5+ enrolling. No DE9C or prior carrier bill needed.
✔ Easy-to-sell benefits – $0 deductible HMO plans + four years of rate stability.
✔ Nationwide coverage – Cigna network access for out-of-state employees + state plurality rules for group qualification.
Start Including Health Net in Your Quotes Today!
Need guidance on networks, plan designs, or have questions? We’re here to help!
Call us at 800.696.4543 | Email us at info@claremontcompanies.com.
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The passage of the Coronavirus Aid, Relief, and Economic Security (CARES) act on March 27, 2020 expands how you can use Flexible Spending Account (FSA) and Health Savings Account (HSA) funds. However, FSAs do not allow certain types of purchases, including the three mentioned below.
1. Masks
Even though recommended by the CDC, masks are an ineligible expense and cannot be purchased as an over-the-counter item using an FSA card. Learn more.
2. Multivitamins
Over-the-counter vitamins and supplements are not considered an eligible expense because of how the IRS determines eligibility. They are considered a dual purpose item and require a doctor’s note before purchasing. You’ll then need to submit a claim.
FSA funds can be used to purchase doctor-prescribed specific supplements with a Letter of Medical Necessity (LMN).
3. Weight Loss Items
When signing up for a weight loss program and purchasing items to support your health journey, you must have an LMN to back up your purchase. This includes scales, weight loss program costs, and supporting material such as training videos or online coaches.
If your pre-tax benefits are administered by BRi, have your doctor fill out an LMN. Otherwise, it’s best to not use your FSA funds for weight loss.
Visit the healthcare.gov website for eligible FSA expenses.
If you’re a Benefit Resource Inc. client, view the Eligible Expenses Table through your online account. The list contains a breakdown of items and their eligibility status. Just log in to BRiWeb and view the Eligible Expenses Table in documents.
To learn more, visit Benefit Resource Inc.
Questions?
Contact your Claremont team at 800.696.4543 or info@claremontcompanies.com.
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