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Starting July 1, Covered California for Small Business (CCSB) is offering new Blue Shield plans, providing more options for enrollees. These plans include the Access+ HMO Network with Platinum, Gold, and Silver metal tier options, as well as the Bronze Trio HMO 7000/70. The two most popular Blue Shield High Deductible Health Plans (HDHP), Silver Full PPO Savings 2300/25% and Bronze Full PPO Savings 7000 plans, are also now available.
All of these plans offer benefits such as Wellvolution, Teladoc Mental Health, Nurse Help 24/7, LifeReferrals 24/7, and the Blue Card program for when members are outside of California.
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Under California Proposition 22, the App-Based Drivers as Contractors and Labor Policies Initiative approved in the November 3 election, app-based drivers are classified as independent contractors, not as employees under California Assembly Bill 5.
Prop 22 also enacts several labor and wage policies, specific to app-based drivers, including a requirement that companies provide healthcare subsidies to drivers who work more than 15 hours per week. The value of the healthcare subsidy is based on the average monthly premium of Bronze plans in the Covered California individual marketplace.
During the Prop 22 campaign, there was some confusion regarding the nature of the healthcare subsidies. This California Healthline article helps clarify what the subsidies are and what they are not.
For more information on Proposition 22, check out the San Francisco Chronicle and Los Angeles Times articles.
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