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Cigna + Oscar Withdraws from The Small Group Market

New Cigna + Oscar (C+O) small group sales and renewals will not be offered in 2025. At C+O’s request, all plans and rates have been removed from the quote engine. However, you can still quote or renew your C+O groups through December 15, 2024 by contacting us at or 800.696.4543. Please note: the last day of coverage will be December 14, 2025.

For assistance, please contact our Quotes team at or 800.696.4543.

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Balance by CCHP

Balance by CCHP offers comprehensive plans, quality health care, easy access, and affordable premiums for any company with employees who live or work in San Francisco or northern San Mateo County. As a locally-based carrier, Balance by CCHP addresses the needs of brokers and their clients with offerings tailored to the diverse San Francisco regional market. It’s one of the reasons more San Franciscans chose Balance by CCHP from among all the health plans offered in Covered California.

Prepare your small group renewals with our helpful resources. And check out the broker bonuses and commissions.

New Business Submission Deadlines
Effective DatesDeadlines

June 1

Friday, May 24

July 1

Tuesday, June 25

August 1

Thursday, July 25

September 1

Friday, August 23

New Group Submission Instructions

New Group Submissions

Claremont Insurance is here to assist you by providing carrier and product information, plan quotes and comparisons, employer presentations, open enrollment assistance and more for a variety of products offered by California’s premier insurance carriers.

Plan summaries, enrollment and change forms, and information about Balance by CCHP and our other carriers are always available through Claremont. You can request materials online at or call our broker service representatives Monday through Friday 8:00 am to 5:00 pm at 800.696.4543.

If you are ready to enroll your group in a Balance by CCHP plan, please click the Forms tab for a checklist of required paperwork.

Please note that the submission of all required paperwork, each filled out completely, aids in expediting the underwriting process. We look forward to receiving your enrollment forms and working with you to see your small group business placed.

Thank you for choosing Claremont Insurance Services.

Please submit your new group enrollment information to Claremont:

  • Electronically with our secure online service OR
  • By mail: 1000 Burnett Avenue, Suite 330, Concord, CA 94520.

Business Hours: 8:00 am to 5:00 pm, Monday – Friday

Need more information or assistance?
Contact The Answer Team at 800.696.4543 or



Partnering with the right health plan is important to the success of your business. Balance by CCHP offers a selection of affordable health benefit packages on and off Covered California’s Small Business Health Options Program (SHOP), with a variety of copayment and premium options. Whether your client has one employee or hundreds, you’ll find a Balance by CCHP plan that suits your client’s needs.

Founded over 25 years ago, its renowned Integrated Delivery System is comprised of Chinese Hospital, neighborhood health service centers, Chinese Community Health Care Association (CCHCA) – now the third largest non-profit Independent Physicians Association in San Francisco, and Balance by CCHP. Each organization is united in providing quality, affordable health care to small and large employer groups.

The Balance by CCHP Advantage
• High Quality Health Care
• Integrated Delivery System
• Local Providers and Resources
• Easy Access
• Low Rates
• New Active Choice PPO Plan
• Health Benefits Packages On and Off Covered California’s SHOP

For more information, contact Claremont Insurance Services at 800.696.4543 or

Please visit the Forms and Documents Library for carrier forms, applications, enrollment kits, broker bonuses, marketing resources, and more.

More information is available. Contact Claremont Insurance Services at 800.696.4543 or

In our library, you’ll find carrier forms, applications, enrollment kits, broker bonuses, marketing resources, and more (video tutorial). However, not all carrier forms are available online.

If you don’t find what you are looking for, contact our team for help at 800.696.4543 or