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Why Choose Health Net?
✔ Lowest rates in the market – Affordable options without compromising quality.
✔ Robust PPO network – Competes with major carriers like Anthem and Blue Shield.
✔ Flexible HMO options – Networks to fit nearly every group statewide and every budget.
✔ Simplified underwriting – Only 25% participation required for groups with 5+ enrolling. No DE9C or prior carrier bill needed.
✔ Easy-to-sell benefits – $0 deductible HMO plans + four years of rate stability.
✔ Nationwide coverage – Cigna network access for out-of-state employees + state plurality rules for group qualification.
Start Including Health Net in Your Quotes Today!
Need guidance on networks, plan designs, or have questions? We’re here to help!
Call us at 800.696.4543 | Email us at info@claremontcompanies.com.
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Balance by CCHP offers affordable HMO health coverage designed for Bay Area employers. The plan combines the strengths of modern Western medicine with traditional Eastern wellness practices, delivering a holistic approach to employee health.
Balance plans are available to small and large employers and focus on delivering high-quality care, strong provider access, and cost-effective pricing across San Francisco, San Mateo, and Alameda counties.
Affordable HMO coverage for small and large employers
Integrated Eastern and Western medicine approach
Access to Hill Physicians Medical Group and Jade Medical Group
20+ in-network hospitals across San Francisco, San Mateo, and Alameda counties
One Medical membership included at no cost ($199 annual value)
Flexible underwriting and competitive renewal history
Local Bay Area health plan with 40+ years of experience
See below for more details.
| New Business Submission Deadlines | Effective Dates | Deadlines |
|---|---|
April 1 | Wednesday, March 25 |
May 1 | Saturday, April 25 |
June 1 | Monday, May 25 |
July 1 | Thursday, June 25 |
August 1 | Saturday, July 25 |
September 1 | Tuesday, August 25 |
New Group Submission Instructions
Claremont Insurance is here to assist you by providing carrier and product information, plan quotes and comparisons, employer presentations, open enrollment assistance and more for a variety of products offered by California’s premier insurance carriers.
Plan summaries, enrollment and change forms, and information about Balance by CCHP and our other carriers are always available through Claremont. You can request materials online at materials@claremontcompanies.com or call our broker service representatives Monday through Friday 8:00 am to 5:00 pm at 800.696.4543.
Please note that the submission of all required paperwork, each filled out completely, aids in expediting the underwriting process. We look forward to receiving your enrollment forms and working with you to see your small group business placed.
Please submit your new group enrollment information to Claremont:
Business Hours: 8:00 am to 5:00 pm, Monday – Friday
Need more information or assistance?
Contact The Answer Team at 800.696.4543 or info@claremontcompanies.com.
Balance offers a strong regional provider network with access to thousands of physicians and specialists across the Bay Area.
Hill Physicians Medical Group
Jade Medical Group
3,000+ doctors, specialists, and facilities
Strong PCP and specialist network across San Francisco, San Mateo, Alameda, and Contra Costa counties
Sutter Health
Dignity Health
Alameda Health System
Washington Health
Chinese Hospital
AHMC Seton Medical Center
Members also have access to 25+ urgent care centers, including UCSF Health / GoHealth Urgent Care, and Carbon Health.
Balance includes Amazon One Medical membership at no additional cost for eligible members, providing:
Same-day or next-day appointments
30+ Bay Area locations
In-person and virtual visits
24/7 video chat or messaging with providers
Online prescription renewals and care coordination
Balance offers additional resources to support member health and wellness, including:
Integrated mental health services
Acupuncture and traditional Chinese medicine
Health education and wellness programs
Fitness classes such as Tai Chi, Yoga, and Qigong
Chronic disease management and preventive care programs
Members can fill prescriptions through a broad retail pharmacy network, including:
Costco
Walgreens
Safeway
Rite Aid
Lucky
Chinese Hospital Pharmacy
Mail-order pharmacy is also available, offering 90-day supplies for the cost of 60 days for many medications.
Balance provides support throughout onboarding and ongoing account management.
Employers and Brokers receive:
Simple enrollment and termination options (electronic or paper)
Dedicated account management support
Assistance with PCP selection
Enrollment materials and employee education
Support during open enrollment and renewals
Billing and service issue resolution
For more information, or to request Balance by CCHP quote, contact your Claremont team at 800.696.4543 or info@claremontcompanies.com.
Please visit the Forms and Documents Library for carrier forms, applications, enrollment kits, broker bonuses, marketing resources, and more.
More information is available. Contact Claremont Insurance Services at 800.696.4543 or info@claremontcompanies.com.