To access the carrier product and rate information provided by PRISM, check the box below indicating you have read and agree to the license agreement. A button will then appear to access PRISM.
This site uses cookies to track your agreement option. If the terms of the license agreement change or if you clear the cookies from your browser, this page will appear once again during the PRISM login process.
Why Choose Health Net?
✔ Lowest rates in the market – Affordable options without compromising quality.
✔ Robust PPO network – Competes with major carriers like Anthem and Blue Shield.
✔ Flexible HMO options – Networks to fit nearly every group statewide and every budget.
✔ Simplified underwriting – Only 25% participation required for groups with 5+ enrolling. No DE9C or prior carrier bill needed.
✔ Easy-to-sell benefits – $0 deductible HMO plans + four years of rate stability.
✔ Nationwide coverage – Cigna network access for out-of-state employees + state plurality rules for group qualification.
Start Including Health Net in Your Quotes Today!
Need guidance on networks, plan designs, or have questions? We’re here to help!
Call us at 800.696.4543 | Email us at info@claremontcompanies.com.
Login To PrismBlue Shield will be collecting D1 Premium Contribution data on behalf of employer groups to meet the Consolidated Appropriations Act, Section 204 (2021) reporting requirements for Prescription Drug Cost Reporting (RxDC).
According to Blue Shield, employer groups or brokers with access to Employer Connection account are encouraged to complete the RxDC Reporting Survey in the portal.
Employer groups or brokers without access to Employer Connection, are able to submit the required information via the Prescription Drug & Healthcare Spending Survey link. Once the link is accessed, the employer group or broker will need to enter in the Group ID# following the key: #26yr25
Deadline to submit information is April 10, 2026. Groups that do not provide their D1 data by the deadline will not be included in Blue Shield’s filing and must report directly to CMS to avoid potential non-compliance.
Blue Shield will submit D2 as well as D3-D8 for employer groups with prescription drug benefits under a Blue Shield health benefit plan. All data reflects the 2025 calendar year.
For any additional information on the RxDC Reporting Survey, please refer to the Prescription Healthcare Spending Survey FAQs.
Questions?
Contact The Answer Team at 800.696.4543 or info@claremontcompanies.com.
Beam Benefits offers a full suite of ancillary benefits that are easy to understand, easy to implement, and even easier for members to use.
Beam provides a comprehensive, one-stop solution to round out your client’s employee benefit package, including:
Dental, Vision, Life, Disability, Accident, Critical Illness, and Hospital Indemnity coverage. Beam dental plans are competitively priced and deliver feature-rich options that work for a wide range of group clients.
Beam dental plans offer flexible benefit designs with annual plan maximums ranging from $1,000 to $5,000. All plans include the following features standard:
Child and Adult Orthodontics are available for groups with as few as two enrolling employees:
Beam dental networks provide access to 500,000+ nationwide access points, including 45,000+ providers in California.
Networks include:
Beam Direct, Careington, Connection Dental, DentemaxPlus, First Dental Health, Maverest, and Dental Benefits Providers (DBP).
Questions?
Contact The Answer Team at 800.696.4543 or info@claremontcompanies.com.
Blue Shield of California is currently in good-faith negotiations with Community Medical Centers (CMC) to reach an agreement that supports affordable healthcare costs.
If an agreement is not reached, select CMC hospitals—including Clovis Community Hospital, Community Regional Medical Center, and Fresno Heart and Surgical Hospital—will be out of network for Blue Shield members effective February 1, 2026. Blue Shield maintains a strong Fresno County network, with alternative in-network hospitals such as St. Agnes Medical Center and Valley Children’s Hospital.
CMC’s affiliated medical group, Community Health Partners, serves a limited number of Blue Shield PPO members. If CMC terminates its contract, services with this group would be billed at out-of-network rates.
Notifications to impacted members will begin January 27, including members who received care at a CMC facility within the past 12 months or who live within a 15-mile radius of a CMC facility. Updates will be shared as negotiations continue.
Questions?
Contact The Answer Team at 800.696.4543 or info@claremontcompanies.com.
Attend this broker webinar to learn about:
Join Health Net to hear about their continued competitive and stable pricing, value add programs, flexible guidelines and more.
When:
Wednesday, January 28, 2026
10:00am PST
Hosted by Crystal Given and Ryan Bradley, with Guest Speaker Dr. Todd May.
Learn more about Health Net’s versatile health plans, ancillary coverage, wellness programs, and value-added services.
Questions?
Contact The Answer Team at 800.696.4543 or info@claremontcompanies.com.
Stay informed with the latest industry insights from Health Net’s Executive Sales Team. Don’t miss the next session in the Health Net Market Insights Webinar Series, hosted by Commercial Officer Alyson Stone.
This quarter’s agenda features timely updates and market expertise, including:
Date & Time
Tuesday, February 17, 2026
11:00 a.m. – 12:00 p.m. PT
Gain valuable knowledge to help you navigate evolving market trends, strengthen your strategy, and better serve your clients.
Learn more about Health Net’s versatile health plans, ancillary coverage, wellness programs, and value-added services.
Questions?
Contact The Answer Team at 800.696.4543 or info@claremontcompanies.com.
Health Net announced plan and rate updates for Q2 effective dates, plus continued simplified underwriting:
Enhanced Choice
Flexible Underwriting
Learn more about Health Net’s versatile health plans, ancillary coverage, wellness programs, and value-added services.
Questions?
Contact The Answer Team at 800.696.4543 or info@claremontcompanies.com.
Blue Shield of California’s Q2 2026 Small Business portfolio is now available for quoting with an average statewide rate action of 2.3%.
Groups with renewal dates in April, May, and June are now available to download. Visit the Blue Shield Small Business Renewal Center for downloads and deadlines.
Beginning January 1, 2026, Blue Shield will directly manage the behavioral health benefit for all members including those receiving applied behavioral analysis (ABA) services. With Blue Shield Behavioral Health, members have access to an expanded, quality network of behavioral health providers. This centralization effort allows for better coordination of care between primary care physicians, specialists, and behavioral health providers. Learn more
Employer Enrollment Tool Resources
Q2 2026 Broker Sales Guide – Medical Plan, Small Business
Small Business Rewards Program for Brokers
Questions?
Contact The Answer Team at 800.696.4543 or info@claremontcompanies.com.
Cypress Dental is still accepting groups for 1/1 coverage, no cutoffs!
With over 400,000 access points, Cypress Dental coverage offers quality providers for all employees. Plus they’re easy to do business with – no DE9C, payroll or ownership documents needed, and approvals in 1-2 business days. Small group clients can access single, dual option or triple option dental plans, plus the Hybrid Plan allows members to switch back and forth between PPO and DHMO plans offered by their employer as their needs change monthly.
With the Cypress Dental Member Perks program, all members receive exclusive discounts on a wide range of products and services, from health and wellness to meal delivery, streaming services, music, and more.
For every PPO fully insured dental group you sell, you’ll earn an Amazon gift card based on the group size:
With over 50 years in the dental and ancillary benefits market, Cypress Dental offers:
Questions?
Contact The Answer Team at 800.696.4543 or info@claremontcompanies.com.
Humana is offering a Broker Bonus for new groups with 2+ enrolled for January ONLY! To earn a bonus, place a new Humana dental line of coverage with at least one additional group benefits line with the same employer. Bonus amounts below based on group size and lines of coverage.
Download the Humana Dental Bundling Bonus flyer.
Questions?
Contact The Answer Team at 800.696.4543 or info@claremontcompanies.com.
The small group Special Enrollment Period (SEP) is a valuable opportunity to grow your book and help small businesses that are typically ineligible for group coverage.
During the small group SEP, November 15 to December 15, insurance carriers are required by law to accept applications from small groups (1-100 employees) without participation or employer contribution requirements. This limited time opportunity is the perfect chance to offer coverage solutions, even to businesses that don’t meet the usual criteria.
Our easy-to-use Carrier SEP Guide for January 2026 medical coverage can help you and your small groups quickly compare carrier deadlines and details.
Please note: the Special Enrollment Period is different than the relaxed participation promotions. These carrier promotions are usually offered for a specific time period and may be discontinued at any time.
Questions?
Contact The Answer Team at 800.696.4543 or info@claremontcompanies.com.