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Why Choose Health Net?
✔ Lowest rates in the market – Affordable options without compromising quality.
✔ Robust PPO network – Competes with major carriers like Anthem and Blue Shield.
✔ Flexible HMO options – Networks to fit nearly every group statewide and every budget.
✔ Simplified underwriting – Only 25% participation required for groups with 5+ enrolling. No DE9C or prior carrier bill needed.
✔ Easy-to-sell benefits – $0 deductible HMO plans + four years of rate stability.
✔ Nationwide coverage – Cigna network access for out-of-state employees + state plurality rules for group qualification.
Start Including Health Net in Your Quotes Today!
Need guidance on networks, plan designs, or have questions? We’re here to help!
Call us at 800.696.4543 | Email us at info@claremontcompanies.com.
Login To PrismSmall businesses need insurance solutions that are straightforward, flexible, and affordable. Reliance Matrix’s SmartChoice® program delivers exactly that, with comprehensive options designed specifically for groups with 2 to 19 employees.
SmartChoice’s dental coverage uses the Ameritas Classic PPO network, one of the nation’s largest dental networks with:
The 2025 SmartChoice Premier Producer Program offers additional earning potential:
These bonuses are paid in addition to standard commissions of 10-15% first-year and 10% renewal commissions across all product lines, creating significant earning potential for brokers who grow and maintain their SmartChoice book of business.
For small businesses looking for comprehensive, flexible insurance coverage, SmartChoice delivers value without complexity. The program combines essential protections with administrative simplicity, making it easy for both employers and employees to get the coverage they need.
To learn more, view these resources:
Questions?
Contact The Answer Team at 800.696.4543 or info@claremontcompanies.com.
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Your success is important to us, and we’re actively working on new solutions to support you throughout the year. To get the latest news via text messaging in the future, simply provide your cell phone number here.
Disability Guard for Doctors™ delivers unparalleled group long-term disability (LTD) coverage, designed exclusively for physicians. Unlike standard LTD policies that use broad disability definitions, this specialized solution provides higher income protection by defining disability based on actual medical procedures (CPT, CDT/ADA codes) performed in the 12 months before disability. If a doctor is unable to perform one or more of these procedures, they are considered disabled—a level of precision absent in typical group LTD plans.
Physicians with traditional LTD coverage often face significant income protection gaps. Many individual disability insurance (IDI) policies cap benefits at $10,000 per month, covering just 33-40% of earnings. Financial advisors recommend covering at least 60% of income, making this specialized group LTD solution an essential addition to physician benefits.
Disability Guard for Doctors™ provides the tailored coverage doctors need and expect from IDI, with the added benefits of group insurance:
Through an exclusive partnership, MGIS and Reliance Matrix provide industry-leading group disability and specialty coverage for doctors in all medical specialties and practice settings, with:
Available to groups with 3+ eligible employees, Disability Guard for Doctors™ makes it easy for practices of all sizes to secure specialized income protection that traditional group LTD policies fail to provide.
To learn more, view these resources:
Questions?
Contact The Answer Team at 800.696.4543 or info@claremontcompanies.com.
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Your success is important to us, and we’re actively working on new solutions to support you throughout the year. To get the latest news via text messaging in the future, simply provide your cell phone number here.
Increase your revenue with the Reliance Matrix 2023 SmartChoice Premier Producer Program and the 2023 Premier Producer Program.
Reminder: Reliances Matrix is the new name for Reliance Standard.
The SmartChoice portfolio of products features plan designs for groups with 2–19 lives.
All licensed producers (appointed with Reliance Matrix) that place new business or retain business are eligible to participate in the SmartChoice Premier Producer Program. The two-part, three-tier program allows you to earn more as you write more. Get the 2023 SmartChoice Premier Producer Program details.
Available for all lines of coverage outside of the SmartChoice portfolio, the Premier Producer Program offers customizable plan options for groups with 10+ enrolled.
All licensed producers (appointed with Reliance Matrix) who achieve both new sales and persistency goals are eligible to participate in the Premier Producer Program. Hit the agreed upon goals, and as a Premier Producer you’ll be rewarded with enhanced compensation on your book of business.
All employer-paid and voluntary group contracts count toward qualification and calculation for the Premier Producer Program. Lines of coverage:
Learn more about the 2023 Premier Producer Program.
Questions?
Contact The Answer Team at 800.696.4543 or info@claremontcompanies.com.
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Your success is important to us, and we’re actively working on new solutions to support you throughout the year. To get the latest news via text messaging in the future, simply provide your cell phone number here.
Reliance Standard Life Insurance Company has rebranded to Reliance Matrix. The new name combines Reliance Standard and its sister company Matrix Absence Management into one unified brand that provides financial protection and supplemental health plans for employees, while helping employers maximize productivity by managing time away from work. Get the details.
Questions?
Contact The Answer Team at 800.696.4543 or info@claremontcompanies.com.
Get The Latest News with Text Messaging!
Your success is important to us, and we’re actively working on new solutions to support you throughout the year. To get the latest news via text messaging in the future, simply provide your cell phone number here.
Effective September 1, 2022, rates on RSL SmartChoice® STD, LTD, and Group Life new business have been reduced by 10%. Plus, there’s no fee for online billing through their portal. What’s more, your clients will get these free value added services:
Download the Value Added Services flyer to learn more.
Available to groups with 2 to 19 lives, the RSL SmartChoice® Small Group package offers comprehensive, flexible plan designs and standalone products incorporating STD, LTD, Life/AD&D, Dental/Eye Care, Critical Illness, and Accident Insurance.
Plus, earn more when you sell RSL SmartChoice with Reliance Standard’s Premier Producer Program.
Learn more about RSL SmartChoice Small Group insurance products.
Questions?
Contact The Answer Team at 800.696.4543 or info@claremontcompanies.com.
Get The Latest News with Text Messaging!
Your success is important to us, and we’re actively working on new solutions to support you throughout the year. To get the latest news via text messaging in the future, simply provide your cell phone number here.
Available to groups with 2 to 19 lives, the RSL SmartChoice® Small Group package offers comprehensive, flexible plan designs and standalone products incorporating STD, LTD, Life/AD&D, Dental/Eye Care, Critical Illness, and Accident Insurance.
Plus, earn more when you sell RSL SmartChoice with Reliance Standard’s Premier Producer Program.
Learn more about RSL SmartChoice Small Group insurance products.
Questions?
Contact The Answer Team at 800.696.4543 or info@claremontcompanies.com.
Get The Latest News with Text Messaging!
Your success is important to us, and we’re actively working on new solutions to support you throughout the year. To get the latest news via text messaging in the future, simply provide your cell phone number here.
With Reliance Standard’s Premier Producer Program, earn more as you write more when you sell RSL SmartChoice® small group insurance products.
You must first qualify for at least Tier I of the New Business Incentive to qualify for a renewal incentive.
All licensed producers appointed with Reliance Standard are eligible to participate in the two-part three-tier program. Get the RSL SmartChoice® Premier Producer Program details.
Questions?
Contact The Answer Team at 800.696.4543 or info@claremontcompanies.com.
Available to groups with 2 to 19 lives, the RSL SmartChoice® Small Group package offers comprehensive, flexible plan designs and standalone products incorporating STD, LTD, Life/AD&D, Dental/Eye Care, Critical Illness and Accident Insurance.
Learn more about RSL SmartChoice Small Group insurance products.
Questions?
Contact The Answer Team at 800.696.4543 or info@claremontcompanies.com.
Get The Latest News with Text Messaging!
Your success is important to us, and we’re actively working on new solutions to support you throughout the year. To get the latest news via text messaging in the future, simply provide your cell phone number here.
Available to groups with 2 to 19 lives, the RSL SmartChoice® Small Group package offers comprehensive, flexible plan designs and standalone products incorporating STD, LTD, Life/AD&D, Dental/Eye Care, Critical Illness and Accident Insurance.
Learn more about RSL SmartChoice Small Group insurance products.
Join Reliance Standard at the luxurious La Fonda on The Plaza in Santa Fe, New Mexico on May 10-13, 2022. To qualify for an invitation, write enough SmartChoice business from January 1, 2021 through December 31, 2021 to generate 70 points per the Production Qualification Point System.
For each additional 40 points your team generates, an additional invitation will be granted. Learn more about the conference and Production Qualification Point System.
Questions?
Contact the small group experts at 800.696.4543 or info@claremontcompanies.com.
Flexible and affordable, new RSL Complete offers one streamlined easy-to-use plan for dental and vision coverage.
Employer Benefits
Employee Benefits
To learn more, download the RSL Complete broker flyer, and RSL Complete Dental & Vision Benefits and Using Your Benefits is Easy member flyers.
Questions?
Contact your Claremont team at 800.696.4543 or info@claremontcompanies.com.
Get The Latest News with Text Messaging!
Your success is important to us, and we’re actively working on new solutions to support you throughout the year. To get the latest news via text messaging in the future, simply provide your cell phone number here.