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Why Choose Health Net?
✔ Lowest rates in the market – Affordable options without compromising quality.
✔ Robust PPO network – Competes with major carriers like Anthem and Blue Shield.
✔ Flexible HMO options – Networks to fit nearly every group statewide and every budget.
✔ Simplified underwriting – Only 25% participation required for groups with 5+ enrolling. No DE9C or prior carrier bill needed.
✔ Easy-to-sell benefits – $0 deductible HMO plans + four years of rate stability.
✔ Nationwide coverage – Cigna network access for out-of-state employees + state plurality rules for group qualification.
Start Including Health Net in Your Quotes Today!
Need guidance on networks, plan designs, or have questions? We’re here to help!
Call us at 800.696.4543 | Email us at info@claremontcompanies.com.
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Employers want competitive ancillary benefits, and you want to simplify the complexity of quoting and managing multiple carriers across dental, vision, life, and wellness products. ChoiceBuilder solves this challenge by combining leading ancillary carriers into one streamlined platform for groups with 2–500 employees.
ChoiceBuilder allows employers to build a customized ancillary package anchored by dental and expanded with additional benefits:
Employers can mix employer-sponsored and voluntary plans to balance cost and employee choice. Download Choice Builder At A Glance flyer.
ChoiceBuilder brings together nationally recognized ancillary carriers into a single program, simplifying administration for brokers and employers. Participating carrier networks include:
All plans align with each carrier’s largest available provider networks, delivering broad access and strong in-network coverage. Download Network Guide.
ChoiceBuilder supports groups from 2–500 employees, including husband-and-wife businesses, with both employer-paid and voluntary options. Programs can be built in a simple step approach: select dental, then add vision, wellness, and life benefits as needed. Download Group Program Guidelines.
ChoiceBuilder makes it easy to deliver a complete ancillary benefits package with trusted carrier brands and strong networks—without the complexity of managing multiple vendors.
Questions?
Contact The Answer Team at 800.696.4543 or info@claremontcompanies.com.