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Why Choose Health Net?
✔ Lowest rates in the market – Affordable options without compromising quality.
✔ Robust PPO network – Competes with major carriers like Anthem and Blue Shield.
✔ Flexible HMO options – Networks to fit nearly every group statewide and every budget.
✔ Simplified underwriting – Only 25% participation required for groups with 5+ enrolling. No DE9C or prior carrier bill needed.
✔ Easy-to-sell benefits – $0 deductible HMO plans + four years of rate stability.
✔ Nationwide coverage – Cigna network access for out-of-state employees + state plurality rules for group qualification.
Start Including Health Net in Your Quotes Today!
Need guidance on networks, plan designs, or have questions? We’re here to help!
Call us at 800.696.4543 | Email us at info@claremontcompanies.com.
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ChoiceBuilder offers brokers a generous bonus opportunity for new group sales in Q4 2025 and Q1 2026. Sell two or more new groups with a minimum of five dental subscribers per group, per quarter to qualify.
One-time bonus per groups is based on dental subscriber count:
There’s No Cap on what you can earn!
ChoiceBuilder combines dental, vision, chiropractic/acupuncture, and life insurance in one convenient program with simple administration—one enrollment, one bill, one renewal. Voluntary and employer-sponsored options are available, with no cost to employees for voluntary plans (administration fee applies).

Available to small businesses (2-500 employees), ChoiceBuilder is the best ancillary exchange in California, offering the nation’s premier dental, vision, chiropractic/acupuncture, and life insurance benefits in a single easy-to-manage program – with both employer-sponsored and voluntary coverage options. Plus, ChoiceBuilder can be offered alongside any medical plan, including CaliforniaChoice®.
It’s a great way to enhance your clients’ employee benefits package without the high cost of additional benefits or the difficulties of managing different services. There’s one application, one bill, and one point of contact for administration.
With more than 8,000 employers and 130,000 members across the state, ChoiceBuilder offers freedom, simplicity, and affordability.
Questions?
Contact The Answer Team at 800.696.4543 or info@claremontcompanies.com.