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Covered California for Small Business –
New Blue Shield Plans

Starting July 1, Covered California for Small Business (CCSB) is offering new Blue Shield plans, providing more options for enrollees. These plans include the Access+ HMO Network with Platinum, Gold, and Silver metal tier options, as well as the Bronze Trio HMO 7000/70. The two most popular Blue Shield High Deductible Health Plans (HDHP), Silver Full PPO Savings 2300/25% and Bronze Full PPO Savings 7000 plans, are also now available.

All of these plans offer benefits such as Wellvolution, Teladoc Mental Health, Nurse Help 24/7, LifeReferrals 24/7, and the Blue Card program for when members are outside of California.

For assistance, please contact our Quotes team at or 800.696.4543.

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Cigna + Oscar Q1-2023 Plan and Rate Updates

Cigna + Oscar Q1-2023 Plan and Rate Updates

Cigna + Oscar Q1-2023 Plan and Rate Updates

Oct 17, 2022, 4 Minute Read

Below are the Cigna + Oscar (C+O) Q1-2023 plan and rate changes. To learn more about the first quarter updates, join the C+O October 20th webinar.

C+O 2022 California Top Rating Regions

Northern CA

Southern CA

C+O 2022 California Top Selling Plans

Approximately two-thirds of the membership are enrolled on an Open Access Plus Network offering.

Network Updates

LocalPlus® Updates

National Network Enhancements

Expanding PPO Products with LocalPlus – Effective January 1, 2023


C+O PPO-Plans


Slicing Requirements


Double-Digit Savings Across The State

C+O Savings

2023 California Small Group Plans

2023 Product Portfolio Enhancements

Two new Bronze plans added: Bronze $3,000 and Bronze $7,250.

Flexible Plans That Fit Everyone’s Needs

Industry Leading Mobile App and Member Portal

Member ID Card Enhancements

C+O Enhanced ID Cards

Member Cost Savings Tools

Virtual Urgent Care

Prescription Convenience and Cost-Savings

Care Routing and Provider Search Tool

Step Rewards Program

Earn up to $100/year by downloading the C+O mobile app and syncing steps.

Prior Carrier Deductible and Maximum Out-of-Pocket Credits

C+O is the only carrier that will credit both deductible and max out-of-pocket amounts for the current calendar year.

Eligibility and Submission Criteria

Provider Education, Claims Submissions, and HIPAA

Download the Provider FAQs to learn more.

Dedicated Care Team and HIPAA

2023 Bonus Program

This Q4, earn a bonus for writing multiple groups with December 1, 2022, December 15, 2022, and January 1, 2023 effective dates.

Download the Cigna + Oscar Bonus Program flyer for details.

The Best of Two Carriers

C+O The Best of 2 Carriers

With rates comparable to Kaiser, and networks that include Dignity Health, UCSF, Stanford, and Sutter, Cigna + Oscar brings together the power of Cigna’s nationwide and local provider networks, and Oscar’s member-focused tech-driven experience, to deliver small group health insurance that meets the unique needs of California small businesses and their employees. To learn more about Cigna + Oscar, view our web page.

Note: Only licensed and appointed agents who are contracted with Cigna + Oscar are eligible for the bonus. Check out the Cigna + Oscar Appointments Guide for full instructions.

Contact us today for a Cigna + Oscar quote!

Get a Quote


Contact The Answer Team at 800.696.4543 or

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